4309 31st Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4309 31st Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,169 sqft · built 1915
Lot Size	0.128 acres (5,619 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Mar 2020)
Tax Bill	$5,731 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`049-0004-0047-00`

Property Details

APN / Parcel Number

Primary APN	`049-0004-0047-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,169 sqft Living Area
1st Floor Area	654 sqft
2nd Floor Area	515 sqft
Upper Floors Area	515 sqft
Basement Area	644 sqft

Exterior

Year Built	Built 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,619 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	324 sqft
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4309 31ST AVE
City	CINCINNATI
State	OH
Zip	45209-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4309 31ST AVE 40 X 140 LOT 348 THE OAKLEY PK
Legal Subdivision	OAKLEY PARK
Legal Lot Number	348
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1004
Census Tract	5200

Owner

4309 31st Ave is owned and occupied by an individual who bought it in March 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4309 31ST AVE, CINCINNATI, OH 45209-1618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SVGS BK
Mar 18, 2020	Warranty Deed, Transfer · Line of Credit RICHARD A & KATHLEEN L HAGLAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2020 · Amount on File
Deed Sale	Mar 18, 2020 · Amount on File
Prior Sale	Oct 31, 2017 · Amount on File
Deed Document Number	2020-0026403
Deed Book / Page	14127 / 104
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4309 31ST AVE, CINCINNATI, OH 45209-1618
Document Number	0000107130
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4309 31ST AVE CINCINNATI OH 452091618, CINCINNATI, OH 45209-1618

Mortgage

Document Number	0000107130
Date	Oct 15, 2020
Book Page	014275/002422
Instrument	107130

Lender

Name	COMMUNITY SVGS BK
Type	Federal Savings Bank
Address	BETHEL, OH 45106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 18, 2020
Property Address	4309 31ST AVE, CINCINNATI, OH 45209-1618
Document Number	0000026403
Book / Page	014127 / 000104
Instrument Date	Mar 11, 2020
Instrument	26403
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4309 31ST AVE CINCINNATI OH 452091618, CINCINNATI, OH 45209-1618

Mortgage

Document Number	26405
Date	Mar 18, 2020
Book Page	014127/000110
Instrument	26405

Lender

Name	RICHARD A & KATHLEEN L HAGLAGE
Address	9025 SPOOKY RIDGE LN, CINCINNATI, OH 45242-7328

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 17, 2060

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4309 31st Ave was $5,731, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,731.00 (+3.13%)	$93,079 (+%) Land $38,797 Building $54,282
2024	$5,557.00 (-2.22%)	$93,078 (-) Land $38,797 Building $54,281
2023	$5,683.00 (+0.46%)	$93,078 (+11.97%) Land $38,797 Building $54,281	$265,940 Land $110,850 Building $155,090
2022	$5,657.00 Homeowner's exemption	$83,126 Land $23,272 Building $59,854
2020			$237,500 Land $66,490 Building $171,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4309 31st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4309 31st Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 31st Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures