4231 31st Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4231 31st Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 1915
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Dec 2020)
Tax Bill	$5,929 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-0004-0044-00`

Property Details

APN / Parcel Number

Primary APN	`049-0004-0044-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,118 sqft Living Area
1st Floor Area	621 sqft
2nd Floor Area	497 sqft
Upper Floors Area	497 sqft
Basement Area	621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	216 sqft
Patio Area	478 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4231 31ST AVE
City	CINCINNATI
State	OH
Zip	45209-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4231 31ST AVE 40 X 140 LOT 351 OAKLEY PARK SUB
Legal Subdivision	OAKLEY PARK SUB
Legal Lot Number	351
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1004
Census Tract	5200

Owner

4231 31st Ave is owned and occupied by an individual who bought it in December 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4231 31ST AVE, CINCINNATI, OH 45209-1616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIORITY MORTGAGE CORP
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Prior Sale	Feb 24, 2014 · Amount on File
Deed Document Number	2020-0129907
Deed Book / Page	14312 / 1596
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 10, 2020
Property Address	4231 31ST AVE, CINCINNATI, OH 45209-1616
Document Number	0000129907
Book / Page	14312 / 1596
Map Reference	MB 17 PG 29
Instrument Date	Nov 5, 2020
Instrument	2020-0129907
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129908
Date	Dec 10, 2020
Instrument	2020-0129908

Lender

Name	PRIORITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4231 31ST AVE, CINCINNATI, OH 45209-1616
Document Number	0000002085
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	CLOSELINE SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 31ST AVE CINCINNATI OH 452091616, CINCINNATI, OH 45209-1616

Mortgage

Document Number	0000002085
Date	Jan 7, 2020
Book Page	014078/002431
Instrument	2085

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4231 31ST AVE, CINCINNATI, OH 45209-1616
Document Number	0000012190
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	CLOSELINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 31ST AVE CINCINNATI OH 452091616, CINCINNATI, OH 45209-1616

Mortgage

Document Number	0000012190
Date	Feb 15, 2019
Book Page	013856/000902
Instrument	12190

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 14, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 4231 31st Ave was $5,929, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,929.00 (+3.08%)	$96,250 (+%) Land $38,798 Building $57,452
2024	$5,752.00 (-2.18%)	$96,249 (-) Land $38,797 Building $57,452
2023	$5,880.00 (-10.11%)	$96,249 (+0.14%) Land $38,797 Building $57,452	$275,000 Land $110,850 Building $164,150
2022	$6,541.00 Homeowner's exemption	$96,118 Land $23,272 Building $72,846
2020			$274,620 Land $66,490 Building $208,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4231 31st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4231 31st Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 31st Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures