4302 Lorings Cir, Norman, OK 73072 Property Records

Cleveland County property record for 4302 Lorings Cir, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,179 sqft · built 2014
Lot Size	0.239 acres (10,411 sqft)
Owner	2 Company Names on Record
Last Sale	$630,000 (May 2024)
Tax Bill	$7,694 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0165900`

Property Details

APN / Parcel Number

Primary APN	`R0165900`
Alternative APNs	`NC29CAP11 4 15001` `165900`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,179 sqft Living Area
Gross Area	3,812 sqft
1st Floor Area	2,703 sqft
Bonus Room	Bonus Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,411 sqft (0.239 acres)
Garage Type	Attached
Garage Area	633 sqft
Porch	Porch
Porch Area	320 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	165900
Street Address	4302 LORINGS CIR
City	NORMAN
State	OK
Zip	73072-0225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARRINGTON PLACE 11 LOT 15 BLOCK 4
Legal Range	03W
Legal Township	09
Legal Section	10
Legal Subdivision	CARRINGTON PLACE
Legal Block	4
Legal Lot Number	15
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1017
Census Tract	201513

Owner

Source: Cleveland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4302 LORINGS CIR, NORMAN, OK 73072-0225
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Dec 20, 2017	Grant Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2024 · Amount on Record
Deed Sale	May 30, 2024 · Amount on Record
Prior Sale	May 31, 2022 · Amount on Record
Deed Document Number	202413792
Deed Book / Page	6670 / 1449
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 31, 2022
Property Address	4302 LORINGS CIR, NORMAN, OK 73072-0225
Document Number	R202219616
Book / Page	6430 / 1034
Instrument Date	May 27, 2022
Instrument	R 2022 19616
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4302 LORINGS CIR, NORMAN, OK 73072-0225

Mortgage

Document Number	R202219617
Date	May 31, 2022
Instrument	R 2022 19617

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Dec 20, 2017
Property Address	4302 LORINGS CIR, NORMAN, OK 73072-0225
Document Number	0000041357
Book / Page	005752 / 001414
Instrument Date	Dec 18, 2017
Instrument	41357
Transaction Type	Transfer
Record Updated	Jan 5, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4302 LORINGS CIR NORMAN OK 730720225, NORMAN, OK 73072-0225

Mortgage

Document Number	41358
Date	Dec 20, 2017
Book Page	005752/001415
Instrument	41358

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,694.00 (+4.4%)	$64,125 (+4.48%) Land $8,344 Building $55,781	$534,378 (+4.48%) Land $69,536 Building $464,842
2023	$7,370.00	$61,375 Land $8,344 Building $53,031	$511,466 Land $69,536 Building $441,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: OEC Fiber.

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