4228 Lorings Cir, Norman, OK 73072 Property Records

Cleveland County property record for 4228 Lorings Cir, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,900 sqft · built 2014
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on Record
Last Sale	$399,000 (Mar 2021)
Tax Bill	$6,041 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NC29CAP11 4 14001`

Property Details

APN / Parcel Number

Primary APN	`NC29CAP11 4 14001`
Alternative APN	`165899`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,900 sqft Living Area
1st Floor Area	2,636 sqft
2nd Floor Area	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,106 sqft (0.232 acres)
Garage Type	Attached
Garage Area	727 sqft
Porch	Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	165899
Street Address	4228 LORINGS CIR
City	NORMAN
State	OK
Zip	73072-0226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARRINGTON PLACE 11 LOT 14 BLOCK 4
Legal Range	03W
Legal Township	09N
Legal Section	10
Legal Subdivision	CARRINGTON PLACE
Legal Block	4
Legal Lot Number	14
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1017
Census Tract	201513

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4228 LORINGS CIR, NORMAN, OK 73072-0226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Warranty Deed, Transfer · Conventional Mortgage CWM PARTNERS LP
May 2, 2019	Warranty Deed, Transfer GUARANTY ABSTRACT COMPANY, GUARANTY ABSTRACT CO
May 2, 2019	Warranty Deed, Transfer · Conventional with PMI SIRVA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	May 2, 2019 · Amount on Record
Deed Document Number	R 2021 08941
Deed Book / Page	6203 / 80
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Mar 9, 2021
Property Address	4228 LORINGS CIR, NORMAN, OK 73072-0226
Document Number	R202108941
Book / Page	6203 / 80
Instrument Date	Mar 1, 2021
Instrument	R 2021 08941
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	CLEVELAND COUNTY ABSTRACT COMPANY, CLEVELAND CNTY ABSTRACT & TT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4228 LORINGS CIR, NORMAN, OK 73072-0226

Mortgage

Document Number	R202108942
Date	Mar 9, 2021
Instrument	R 2021 08942

Lender

Name	CWM PARTNERS LP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 2, 2019
Property Address	4228 LORINGS CIR, NORMAN, OK 73072-0226
Document Number	0000012628
Book / Page	005916 / 000564
Instrument Date	Apr 9, 2019
Instrument	12628
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	GUARANTY ABSTRACT COMPANY, GUARANTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Tax	$553.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4228 LORINGS CIR NORMAN OK 730720226, NORMAN, OK 73072-0226

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 2, 2019
Property Address	4228 LORINGS CIR, NORMAN, OK 73072-0226
Document Number	0000012629
Book / Page	005916 / 000565
Instrument Date	Apr 9, 2019
Instrument	12629
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	GUARANTY ABSTRACT COMPANY, GUARANTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$553.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4228 LORINGS CIR NORMAN OK 730720226, NORMAN, OK 73072-0226

Mortgage

Document Number	12630
Date	May 2, 2019
Book Page	005916/000567
Instrument	12630

Lender

Name	SIRVA MTG
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate	7%

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,041.00 (+6.15%) Homeowner's exemption	$51,342 (+6.09%) Land $7,421 Building $43,921	$475,077 (-2.92%) Land $68,675 Building $406,402
2023	$5,691.00 Homeowner's exemption	$48,395 Land $6,791 Building $41,604	$489,381 Land $68,675 Building $420,706

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: OEC Fiber.

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