4224 Lorings Cir, Norman, OK 73072 Property Records

Cleveland County property record for 4224 Lorings Cir, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,184 sqft · built 2014
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Jan 2020)
Tax Bill	$6,704 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0165898`

Property Details

APN / Parcel Number

Primary APN	`R0165898`
Alternative APNs	`NC29CAP11 4 13001` `165898`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,184 sqft Living Area
Gross Area	3,775 sqft
1st Floor Area	2,889 sqft
Bonus Room	Bonus Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,324 sqft (0.237 acres)
Garage Type	Attached
Garage Area	591 sqft
Porch	Porch
Porch Area	1,074 sqft
Patio Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	165898
Street Address	4224 LORINGS CIR
City	NORMAN
State	OK
Zip	73072-0226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARRINGTON PLACE 11 LOT 13 BLOCK 4
Legal Range	03W
Legal Township	09
Legal Section	10
Legal Subdivision	CARRINGTON PLACE
Legal Block	4
Legal Lot Number	13
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1017
Census Tract	201513

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4224 LORINGS CIR, NORMAN, OK 73072-0226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 3, 2020	Grant Deed, Transfer · Conventional with PMI FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on Record
Deed Sale	Jan 3, 2020 · Amount on Record
Prior Sale	Apr 10, 2015 · Amount on Record
Deed Document Number	2020173
Deed Book / Page	6007 / 844
Prior Transfer Date	Nov 18, 2015
Prior Transfer Doc	R201540665
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	4224 LORINGS CIR, NORMAN, OK 73072-0226
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202111050
Date	Mar 23, 2021
Book Page	6210/21
Instrument	R 2021 11050

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2046

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jan 3, 2020
Property Address	4224 LORINGS CIR, NORMAN, OK 73072-0226
Document Number	0000000173
Book / Page	006007 / 000844
Instrument Date	Dec 27, 2019
Instrument	173
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	CLEVELAND COUNTY ABSTRACT COMPANY, CLEVELAND CNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4224 LORINGS CIR NORMAN OK 730720226, NORMAN, OK 73072-0226

Mortgage

Document Number	174
Date	Jan 3, 2020
Book Page	006007/000846
Instrument	174

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,704.00 (+10.17%)	$55,863 (+10.25%) Land $7,806 Building $48,057	$496,083 (-2.92%) Land $69,321 Building $426,762
2023	$6,085.00	$50,670 Land $6,873 Building $43,797	$510,984 Land $69,321 Building $441,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: OEC Fiber.

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