Cleveland County property record for 4312 Lorings Cir, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,578 sqft · built 2013 |
| Lot Size | 0.239 acres (10,411 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $454,500 (Sep 2013) |
| Tax Bill | $6,854 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0165902 |
| Primary APN | R0165902 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,578 sqft Living Area |
| Gross Area | 4,166 sqft |
| 1st Floor Area | 3,161 sqft |
| Bonus Room | Bonus Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,411 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Porch | Porch |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 165902 |
|---|---|
| Street Address | 4312 LORINGS CIR |
| City | NORMAN |
| State | OK |
| Zip | 73072-0225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARRINGTON PLACE 11 LOT 17 BLOCK 4 |
| Legal Range | 03W |
| Legal Township | 09 |
| Legal Section | 10 |
| Legal Subdivision | CARRINGTON PLACE |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 201513 |
Source: Cleveland County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4312 LORINGS CIR, NORMAN, OK 73072-0225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Jun 25, 2021 | Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC |
| Mar 2, 2022 | Intrafamily Transfer, Transfer |
| Feb 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2013 · Amount on Record |
| Deed Sale | Sep 16, 2013 · Amount on Record |
| Prior Sale | Mar 26, 2013 · Amount on Record |
| Deed Document Number | 201339717 |
| Deed Book / Page | 5209 / 1083 |
| Last Transfer Date | Feb 15, 2022 |
| Transfer Doc | R202207097 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 4312 LORINGS CIR, NORMAN, OK 73072-0225 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Title Company | MEYMAX TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | R202126784 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 6267/566 |
| Instrument | R 2021 26784 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 4312 LORINGS CIR, NORMAN, OK 73072-0225 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Title Company | MEYMAX TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | R202126785 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 6267/578 |
| Instrument | R 2021 26785 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Mar 2, 2022 |
| Property Address | 4312 LORINGS CIR, NORMAN, OK 73072-0225 |
| Document Number | R202207097 |
| Book / Page | 6388 / 11 |
| Instrument Date | Feb 15, 2022 |
| Instrument | R 2022 07097 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4312 LORINGS CIR, NORMAN, OK 73072-0225 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 4312 LORINGS CIR, NORMAN, OK 73072-0225 |
| Document Number | 0000005801 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4312 LOVINGS CIR NORMAN OK 73072, NORMAN, OK 73072 |
| Document Number | 0000005801 |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 005895/000416 |
| Instrument | 5801 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2049 |
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,854.00 (+6.12%) Homeowner's exemption | $58,118 (+6.09%) Land $6,702 Building $51,416 | $602,940 (-3.7%) Land $69,536 Building $533,404 |
| 2023 | $6,459.00 Homeowner's exemption | $54,782 Land $6,084 Building $48,698 | $626,082 Land $69,536 Building $556,546 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 92% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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