Bell County property record for 4302 Charter Oak Dr, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,980 sqft |
| Lot Size | 4.7 acres (204,950 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $5,866 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0440730000 |
| Primary APN | 0440730000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| Gross Area | 1,756 sqft |
| 1st Floor Area | 1,176 sqft |
| 2nd Floor Area | 580 sqft |
| Exterior Material | Wood |
|---|---|
| Lot Area | 204,950 sqft (4.7 acres) |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 570312 |
|---|---|
| Street Address | 4302 CHARTER OAK DR |
| City | TEMPLE |
| State | TX |
| Zip | 76502-5722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0005BC N CHANCE, 66, ACRES 4.705 66, |
| Legal Subdivision | N CHANCE |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 21203 |
Source: Bell County records, as of April 1, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 4302 CHARTER OAK DR, TEMPLE, TX 76502-5722 |
| Last Transfer Date | Dec 30, 2004 |
|---|---|
| Transfer Doc | 0055740453 |
| Record Updated | Jun 7, 2026 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,866.00 (-11.34%) Homeowner's exemption Senior Citizen's exemption | $420,802 Land $134,944 Building $285,858 | $420,802 Land $134,944 Building $285,858 |
| 2022 | $6,616.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 10 (1979–2024) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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