Bell County property record for 3315 Charter Oak Dr, Temple, TX 76502
| Property Type | Commercial |
|---|---|
| Details | 35,320 sqft · built 1986 |
| Lot Size | 2.33 acres (101,625 sqft) |
| Owner | Company Name on File |
| Tax Bill | $42,142 (2025) |
| Deeds & Mortgages | Aug 2020 Loan Modification Aug 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0009560000 |
| Primary APN | 0009560000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 35,320 sqft Gross Area |
| 1st Floor Area | 35,320 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 101,625 sqft (2.33 acres) |
| View / Lot | Commercial |
| Total Buildings | 3 Buildings |
| Street Address | 3315 CHARTER OAK DR |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | AMERICAN SELF STORAGE PHASE I, BLOCK 001, LOT 0001, ACRES 2.333 |
| Legal Subdivision | AMERICAN SELF STORAGE PHASE I |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 21203 |
3315 Charter Oak Dr, a commercial property, is owned by a company that acquired it in June 2020.
Source: Bell County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 975, SALADO, TX 76571-0975 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 26, 2020 | Loan Modification, Mortgage EXTRACO BK |
| Aug 26, 2018 | Loan Modification, Mortgage EXTRACO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2020 |
| Deed Sale | Jun 25, 2020 |
| Deed Document Number | 202030993 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 3315 CHARTER OAK DR, TEMPLE, TX 76502-5854 |
| Document Number | 0000045761 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3832 SOUTHLAKE DR BELTON TX 765135080, BELTON, TX 76513-5080 |
| Document Number | 0000045761 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 45761 |
| Name | EXTRACO BK |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76501 |
| Term | 24 Months |
|---|---|
| Due | Aug 27, 2022 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 3315 CHARTER OAK DR, TEMPLE, TX 76502-5854 |
| Document Number | 0000038482 |
| Instrument Date | Aug 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3832 SOUTHLAKE DR BELTON TX 765135080, BELTON, TX 76513-5080 |
| Document Number | 0000038482 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 010591/000763 |
| Instrument | 38482 |
| Name | EXTRACO BK |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76501 |
| Term | 24 Months |
|---|---|
| Due | Sep 11, 2020 |
The 2025 property tax bill for 3315 Charter Oak Dr was $42,142.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,142.00 | $2,020,116 Land $163,617 Building $1,856,499 | $2,020,116 Land $163,617 Building $1,856,499 |
| 2023 | $32,643.00 (+819%) | $1,423,821 Land $148,373 Building $1,275,448 | $1,423,821 Land $148,373 Building $1,275,448 |
| 2022 | $3,552.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3315 Charter Oak Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 10 (1979–2024) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3315 Charter Oak Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband, AT&T, T-Mobile.
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