3301 Charter Oak Dr, Temple, TX 76502 Property Records

Bell County property record for 3301 Charter Oak Dr, Temple, TX 76502

Property Summary

Property TypeCommercial
Details1 ba · 20,800 sqft · built 1986
Lot Size1.87 acres (81,631 sqft)
OwnerCompany Name on Record
Tax Bill$20,870 (2023)
Deeds & MortgagesAug 2020 Loan Modification
Aug 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN0009563000

Property Details

APN / Parcel Number

Primary APN0009563000
Alternative APNs
  • 115311
  • 705628

Interior

Full Baths1 Bath
Building Area20,800 sqft Gross Area
Gross Area57,980 sqft
2nd Floor Area900 sqft
FlooringConcrete/Cement
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1986
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeFlat
Roof MaterialOther
Lot Area81,631 sqft (1.87 acres)
Garage Area360 sqft
PorchPorch
Porch Area35 sqft
Total Buildings2 Buildings

Location & Zoning

Account Number705628
Street Address3301 CHARTER OAK DR
CityTEMPLE
StateTX
Zip76502-5854
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionAMERICAN SELF STORAGE PHASE II, BLOCK 001, LOT 0002, ACRES 1.874
Legal SubdivisionAMERICAN SELF STORAGE PHASE II
Legal Block1
Legal Lot Number2
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1036
Census Tract21203

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 975, SALADO, TX 76571-0975
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Loan Modification, Mortgage
EXTRACO BK
Aug 26, 2018Loan Modification, Mortgage
EXTRACO BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 7, 2026

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address3301 CHARTER OAK DR, TEMPLE, TX 76502-5854
Document Number0000045761
Instrument DateAug 26, 2020
Transaction TypeMortgage
Record UpdatedSep 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3832 SOUTHLAKE DR BELTON TX 765135080, BELTON, TX 76513-5080

Mortgage

Document Number0000045761
DateAug 28, 2020
Instrument45761
Lender
NameEXTRACO BK
TypeBank
AddressTEMPLE, TX 76501
Agreement
Term24 Months
DueAug 27, 2022

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address3301 CHARTER OAK DR, TEMPLE, TX 76502-5854
Document Number0000038482
Instrument DateAug 26, 2018
Transaction TypeMortgage
Record UpdatedSep 27, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3832 SOUTHLAKE DR BELTON TX 765135080, BELTON, TX 76513-5080

Mortgage

Document Number0000038482
DateSep 12, 2018
Book Page010591/000763
Instrument38482
Lender
NameEXTRACO BK
TypeBank
AddressTEMPLE, TX 76501
Agreement
Term24 Months
DueSep 11, 2020

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$20,870.00 (-52.64%)$910,312 Land $124,896 Building $785,416$910,312 Land $124,896 Building $785,416
2022$44,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1979–2024)
Claims Outside the SFHA4 of 10
Most Recent ClaimApr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Astound Broadband, AT&T, T-Mobile.

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