Bell County property record for 4601 Charter Oak Dr, Temple, TX 76502
| Property Type | Misc Structure / Fixture |
|---|---|
| Details | 2,643 sqft · built 2017 |
| Lot Size | 17.8 acres (777,110 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,037 (2023) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 0439160000 |
| Primary APN | 0439160000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,643 sqft Gross Area |
| 1st Floor Area | 2,643 sqft |
| Year Built | Built 2017 |
|---|---|
| Lot Area | 777,110 sqft (17.8 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 930 sqft |
| Canopy | 589 sqft |
| Account Number | 807549 |
|---|---|
| Street Address | 4601 CHARTER OAK DR |
| City | TEMPLE |
| State | TX |
| Zip | 76502-5858 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Misc Structure / Fixture |
| Local Zoning Code | GR |
| Legal Description | A0005BC N CHANCE, 94, OB 499 ACRES 17.84 94, OB 499 |
| Legal Subdivision | N CHANCE |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 20301 |
Source: Bell County records, as of April 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4601 CHARTER OAK DR, TEMPLE, TX 76502-5858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2016 |
| Deed Sale | Feb 5, 2016 |
| Deed Document Number | 201700020346 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 4601 CHARTER OAK DR, TEMPLE, TX 76502-5858 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032301 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 2017-00032301 |
| Name | TEXELL CU |
|---|---|
| Type | Credit Union |
| Address | TEMPLE, TX 76501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,037.00 (-55.95%) Homeowner's exemption | $600,000 Land $341,600 Building $258,400 | $600,000 Land $341,600 Building $258,400 |
| 2022 | $11,436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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