430 Ferry Point Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 430 Ferry Point Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,476 sqft · built 1958
Lot Size	0.56 acres (24,393 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Jan 2021)
Tax Bill	$6,256 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-946-07241905`

Property Details

APN / Parcel Number

Primary APN	`02-946-07241905`
Alternative APNs	`294607241905` `94607241905`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,476 sqft Living Area
1st Floor Area	1,684 sqft
Basement Area	792 sqft
Finished Basement	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	24,393 sqft (0.56 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	94607241905
Street Address	430 FERRY POINT RD
City	ANNAPOLIS
State	MD
Zip	21403-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.56 ACRE WILD ROSE SHORES
Legal Subdivision	WILD ROSE SHORES
Legal Block	4
Legal Lot Number	22-A
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4015
Census Tract	702500

Owner

430 Ferry Point Rd is owned and occupied by two individuals who bought it in January 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	430 FERRY POINT RD, ANNAPOLIS, MD 21403-1348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 25, 2019	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2021 · Amount on File
Deed Sale	Jan 26, 2021 · Amount on File
Prior Sale	Sep 25, 2019 · Amount on File
Deed Book / Page	36020 / 402
Record Updated	Oct 29, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 26, 2021
Property Address	430 FERRY POINT RD, ANNAPOLIS, MD 21403-1348
Document Number	0360200402
Book / Page	36020 / 402
Instrument Date	Dec 22, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MID ATLANTIC SETMNT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	430 FERRY POINT RD, ANNAPOLIS, MD 21403-1348

Mortgage

Document Number	36020408
Date	Jan 26, 2021
Instrument	36020/408

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 25, 2019
Property Address	430 FERRY POINT RD, ANNAPOLIS, MD 21403-1348
Document Number	0336190147
Book / Page	33619 / 147
Instrument Date	Aug 30, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MID MARYLAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	430 FERRY POINT RD, ANNAPOLIS, MD 21403-1348

Mortgage

Document Number	33619153
Date	Sep 25, 2019
Instrument	33619/153

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 430 Ferry Point Rd was $6,256 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$611,000 Land $302,000 Building $309,000	$611,000 Land $302,000 Building $309,000
2025	$6,256.00
2023	$5,405.00 Homeowner's exemption	$495,000 Land $302,000 Building $193,000	$495,000 Land $302,000 Building $193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Ferry Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	11 (1996–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Ferry Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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