436 Ferry Point Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 436 Ferry Point Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,609 sqft · built 1957
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Aug 2001)
Tax Bill	$6,985 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-946-05262645`

Property Details

APN / Parcel Number

Primary APN	`02-946-05262645`
Alternative APNs	`294605262645` `94605262645`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,609 sqft Living Area
Gross Area	3,320 sqft
1st Floor Area	1,739 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	94605262645
Street Address	436 FERRY POINT RD
City	ANNAPOLIS
State	MD
Zip	21403-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.65 ACRE WILD ROSE SHORES
Legal Subdivision	WILD ROSE SHORES
Legal Block	4
Legal Lot Number	20
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4015
Census Tract	702500

Owner

436 Ferry Point Rd is owned and occupied by two individuals who bought it in August 2001.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	436 FERRY POINT RD, ANNAPOLIS, MD 21403-1348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SEVERN SVGS BK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2001 · Amount on File
Deed Sale	Aug 8, 2001 · Amount on File
Prior Sale	Jun 26, 1996 · Amount on File
Deed Document Number	2001845
Deed Book / Page	10642 / 350
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	436 FERRY POINT RD, ANNAPOLIS, MD 21403-1348
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 FERRY POINT RD, ANNAPOLIS, MD 21403-1348

Mortgage

Document Number	0363480001
Date	Mar 12, 2021
Book Page	36348/1

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	436 FERRY POINT RD, ANNAPOLIS, MD 21403-1348
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	EXPRESS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0338970088
Date	Nov 27, 2019
Book Page	33897/088

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	356 Months
Due	Jul 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	436 FERRY POINT RD, ANNAPOLIS, MD 21403-1348
Document Number	0338970065
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	FREESTATE TITLE CNSLTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	436 FERRY POINT RD ANNAPOLIS MD 214031348, ANNAPOLIS, MD 21403-1348

Mortgage

Document Number	0338970065
Date	Jun 10, 2019
Book Page	033897/000065

Lender

Name	SEVERN SVGS BK FSB
Type	Federal Savings Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 436 Ferry Point Rd was $6,985 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$777,200 Land $425,500 Building $351,700	$777,200 Land $425,500 Building $351,700
2025	$6,985.00
2023	$6,128.00 Homeowner's exemption	$679,800 Land $425,500 Building $254,300	$679,800 Land $425,500 Building $254,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 436 Ferry Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	11 (1996–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 436 Ferry Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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