421 Ferry Point Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 421 Ferry Point Rd, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,550 sqft · built 1950
Lot Size0.509 acres (22,215 sqft)
OwnerCompany Name on Record
Last Sale$1,600,000 (Aug 2020)
Tax Bill$16,703 (2023)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-946-00242709

Property Details

APN / Parcel Number

Primary APN02-946-00242709
Alternative APNs
  • 294600242709
  • 94600242709

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,550 sqft Total Area
Gross Area3,934 sqft
1st Floor Area2,340 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialSlate
Lot Area22,215 sqft (0.509 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area1,224 sqft
PorchOpen Porch
Porch Area820 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number94600242709
Old Parcel Number294600242709
Street Address421 FERRY POINT RD
CityANNAPOLIS
StateMD
Zip21403-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT .51 ACRE 421 FERRY POINT RD WILD ROSE SHORES
Legal SubdivisionWILD ROSE SHORES
Legal Lot Number51
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group4
Census Block4015
Census Tract702500

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address421 FERRY POINT RD, ANNAPOLIS, MD 21403-1305
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2020 · Amount on Record
Deed SaleAug 12, 2020 · Amount on Record
Deed Document Number0035036361
Deed Book / Page35036 / 361
Record UpdatedJun 7, 2026

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateAug 12, 2020
Property Address421 FERRY POINT RD, ANNAPOLIS, MD 21403-1305
Document Number0350360361
Book / Page35036 / 361
Map ReferenceMB 5 FO 47
Instrument DateJun 12, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$24,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address421 FERRY POINT RD, ANNAPOLIS, MD 21403-1305

Mortgage

Document Number35036367
DateAug 12, 2020
Instrument35036/367
Lender
NamePOINT BREEZE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateJul 1, 2027
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change4.62%
Index1-Year CMT
Margin3
Max Rate7.62%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$16,703.00$1,529,600 Land $1,068,500 Building $461,100$1,529,600 Land $1,068,500 Building $461,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims11 (1996–2013)
Claims Outside the SFHA4 of 11
Most Recent ClaimJul 2013 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ferry Point Rd

Nearby Streets

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