422 Ferry Point Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 422 Ferry Point Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,106 sqft · built 1948
Lot Size	1.41 acres (61,850 sqft)
Owner	2 Individual Names on File
Last Sale	$2,400,000 (May 2018)
Tax Bill	$5,543 (2025)
Deeds & Mortgages	May 2021 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-946-12566850`

Property Details

APN / Parcel Number

Primary APN	`02-946-12566850`
Alternative APNs	`2-946-12566850` `94612566850`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,106 sqft Living Area
Gross Area	2,978 sqft
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	61,850 sqft
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	568 sqft
Porch	Enclosed Porch
Porch Area	220 sqft
Deck Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	94612566850
Street Address	422 FERRY POINT RD
City	ANNAPOLIS
State	MD
Zip	21403-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 39 PT LTS 40 41 WILD ROSE SHORES
Legal Subdivision	WILD ROSE SHORES
Legal Block	4
Legal Lot Number	39
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4015
Census Tract	702500

Owner

422 Ferry Point Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	422 FERRY POINT RD, ANNAPOLIS, MD 21403-1349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Line of Credit ARUNDEL FEDERAL SAVINGS BANK
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARUNDEL FEDERAL SAVINGS BANK
May 11, 2018	Grant Deed, Transfer BAY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018 · Amount on File
Deed Sale	May 11, 2018 · Amount on File
Prior Sale	Jul 23, 1998 · Amount on File
Deed Book / Page	32097 / 476
Transfer Doc	0113820213
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	422 FERRY POINT RD, ANNAPOLIS, MD 21403-1349
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CALVERT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0367610026
Date	May 11, 2021
Book Page	36761/26

Lender

Name	ARUNDEL FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	422 FERRY POINT RD, ANNAPOLIS, MD 21403-1349
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CALVERT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0367610009
Date	May 11, 2021
Book Page	36761/9

Lender

Name	ARUNDEL FEDERAL SAVINGS BANK
Type	Bank
Address	GLEN BURNIE, MD 21061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 11, 2018
Property Address	422 FERRY POINT RD, ANNAPOLIS, MD 21403-1349
Document Number	0320970476
Book / Page	032097 / 000476
Instrument Date	May 10, 2018
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	BAY TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$2,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	502 TULIP RD ANNAPOLIS MD 214031326, ANNAPOLIS, MD 21403-1326

Tax Assessment & Valuation

The 2025 property tax bill for 422 Ferry Point Rd was $5,543 with a homeowner's exemption, up 1.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,500 (+4.24%) Land $311,400 Building $249,100	$560,500 (-) Land $311,400 Building $249,100
2025	$5,543.00 (+1.95%) Homeowner's exemption	$537,700	$560,500 Land $311,400 Building $249,100
2024	$5,437.00 (+14.44%)
2023	$4,751.00 Homeowner's exemption	$492,100 Land $311,400 Building $180,700	$492,100 Land $311,400 Building $180,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 422 Ferry Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	11 (1996–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Ferry Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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