43 Vincent Ave, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 43 Vincent Ave, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 600 sqft · built 1958
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2018)
Tax Bill	$4,450 (2025)
Deeds & Mortgages	Feb 2023 Transfer Jul 2018 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`OSAY M:020 B:048 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:020 B:048 L`
Alternative APN	`278400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	600 sqft Living Area
Gross Area	908 sqft
1st Floor Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,969 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	278400
Street Address	43 VINCENT AVE
City	OLD SAYBROOK
State	CT
Zip	06475-1949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	48
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	1
Census Block	1027
Census Tract	670100

Owner

43 Vincent Ave is owned by two individuals who acquired it in February 2023.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 RIVERGATE DR, CROMWELL, CT 06416-1522
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 17, 2018	Deed of Trust, Mortgage · ARM LIBERTY FEDERAL BANK
Apr 1, 2019	Warranty Deed, Transfer UNKNOWN
Jun 8, 2018	Warranty Deed, Transfer
May 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Deed Book / Page	633 / 818
Last Transfer Date	Feb 13, 2023
Transfer Doc	000682-556
Record Updated	Sep 20, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Feb 27, 2023
Property Address	43 VINCENT AVE, OLD SAYBROOK, CT 06475-1949
Document Number	000682-556
Book / Page	682 / 556
Instrument Date	Feb 13, 2023
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	43 VINCENT AVE, OLD SAYBROOK, CT 06475-1949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	634-673
Date	Jul 17, 2018
Book Page	634/673

Lender

Name	LIBERTY FEDERAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.63%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Apr 1, 2019
Property Address	43 VINCENT AVE, OLD SAYBROOK, CT 06475-1949
Document Number	640-337
Book / Page	000640 / 000337
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 VINCENT AVE OLD SAYBROOK CT 064751949, OLD SAYBROOK, CT 06475-1949

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jun 8, 2018
Property Address	43 VINCENT AVE, OLD SAYBROOK, CT 06475-1949
Document Number	633-818
Book / Page	000633 / 000818
Instrument Date	Jun 6, 2018
Transaction Type	Transfer
Record Updated	Jun 26, 2018

Transaction

Amount	Amount on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	May 10, 2018
Property Address	43 VINCENT AVE, OLD SAYBROOK, CT 06475-1949
Document Number	633-3
Book / Page	000633 / 000003
Instrument Date	May 2, 2018
Transaction Type	Transfer
Record Updated	May 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 43 Vincent Ave was $4,450.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,450.00	$287,100 Land $165,300 Building $121,800	$200,970 Land $115,710 Building $85,260
2024	$4,450.00 (+63.72%)
2023	$2,718.00 (+1.84%)	$132,900 (-) Land $92,900 Building $40,000
2022	$2,669.00	$132,900 Land $92,900 Building $40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Vincent Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 43 Vincent Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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