41 Vincent Ave, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 41 Vincent Ave, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 777 sqft · built 1951
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Sep 2018)
Tax Bill	$4,517 (2025)
Deeds & Mortgages	Nov 2021 Refinance Sep 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`OSAY M:020 B:049 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:020 B:049 L`
Alternative APN	`278500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	777 sqft Living Area
Gross Area	1,087 sqft
1st Floor Area	777 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	278500
Street Address	41 VINCENT AVE
City	OLD SAYBROOK
State	CT
Zip	06475-1949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	49
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	1
Census Block	1027
Census Tract	670100

Owner

41 Vincent Ave is owned by two individuals who bought it in September 2018.

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 DRUMMER LN, WETHERSFIELD, CT 06109-2630
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Sep 17, 2018	Warranty Deed, Transfer FIRST WORLD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2018 · Amount on File
Deed Sale	Sep 17, 2018 · Amount on File
Prior Sale	Mar 31, 1999 · Amount on File
Deed Book / Page	635 / 1042
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	41 VINCENT AVE, OLD SAYBROOK, CT 06475-1949
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	670-1081
Date	Nov 8, 2021
Book Page	670/1081

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Sep 17, 2018
Property Address	41 VINCENT AVE, OLD SAYBROOK, CT 06475-1949
Document Number	635-1042
Book / Page	635 / 1042
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6351045
Date	Sep 17, 2018
Instrument	00635/1045

Lender

Name	FIRST WORLD MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 41 Vincent Ave was $4,517.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,517.00	$291,400 Land $153,900 Building $137,500	$203,980 Land $107,730 Building $96,250
2024	$4,517.00 (+16.06%)
2023	$3,892.00 (+1.86%)	$190,300 (-) Land $92,900 Building $97,400
2022	$3,821.00	$190,300 Land $92,900 Building $97,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Vincent Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 41 Vincent Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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