43 Ramsgate Rd, Savannah, GA 31419 Property Records

Chatham County property record for 43 Ramsgate Rd, Savannah, GA 31419

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,528 sqft · built 1986
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jun 2021)
Tax Bill	$628 (2022)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0771-02-017`

Property Details

APN / Parcel Number

Primary APN	`2-0771-02-017`
Alternative APN	`O265B100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,528 sqft Living Area
1st Floor Area	2,253 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	624 sqft
Deck Area	112 sqft
Patio Area	480 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	43 RAMSGATE RD
City	SAVANNAH
State	GA
Zip	31419-3257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 125 COFFEE BLUFF PLANTATION PH 4A
Legal Subdivision	COF BLF PLANT
Legal Phase	4A
Legal Lot Number	125
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2015
Census Tract	11500

Owner

43 Ramsgate Rd is owned and occupied by an individual who bought it in June 2021.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	43 RAMSGATE RD, SAVANNAH, GA 31419-3257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT HOME LOANS
Jun 8, 2021	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE
Jun 4, 2021	Warranty Deed, Transfer
Oct 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Prior Sale	Sep 24, 2013 · Amount on File
Deed Document Number	20217070
Deed Book / Page	2401 / 128
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Recording Date	Jun 5, 2026
Property Address	43 RAMSGATE RD, SAVANNAH, GA 31419-3257
Document Number	4000000702
Book / Page	4000 / 702
Instrument Date	May 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 RAMSGATE RD, SAVANNAH, GA 31419-3257

Mortgage

Document Number	4000000702,
Date	Jun 5, 2026
Book Page	4000/702

Lender

Name	INDEPENDENT HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	43 RAMSGATE RD, SAVANNAH, GA 31419-3257
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 RAMSGATE RD, SAVANNAH, GA 31419-3257

Mortgage

Document Number	0000002401/0000000130
Date	Jun 8, 2021
Book Page	0000002401/0000000130

Lender

Name	GUILD MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 4, 2021
Property Address	43 RAMSGATE RD, SAVANNAH, GA 31419-3257
Document Number	2401/128
Book / Page	2401 / 128
Instrument Date	Jun 4, 2021
Instrument	2021-007070
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 RAMSGATE RD, SAVANNAH, GA 31419-3257

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	43 RAMSGATE RD, SAVANNAH, GA 31419-3257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 RAMSGATE RD, SAVANNAH, GA 31419-3257

Mortgage

Document Number	0000002102/0000000678
Date	Oct 16, 2020
Book Page	0000002102/0000000678
Instrument	032636660006

Lender

Name	AMERIS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,440 Land $34,000 Building $252,440	$716,100 Land $85,000 Building $631,100
2023		$153,560 (+8.97%) Land $21,600 Building $131,960	$383,900 (+8.97%) Land $54,000 Building $329,900
2022	$628.00	$140,920 Land $21,600 Building $119,320	$352,300 Land $54,000 Building $298,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43 Ramsgate Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 129 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	129 in force
Nearby Flood Claims	8 (1994–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Ramsgate Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 95% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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