Chatham County property record for 42 Ramsgate Rd, Savannah, GA 31419
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,768 sqft · built 1988 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $313,500 (Jun 2019) |
| Tax Bill | $2,823 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0771-04-009 |
| Primary APN | 2-0771-04-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,768 sqft Living Area |
| 1st Floor Area | 1,254 sqft |
| Upper Floors Area | 397 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 554 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 516 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 42 RAMSGATE RD |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31419-3254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 135 COFFEE BLUFF PLANTATION PH 4A |
| Legal Subdivision | COF BLF PLANT |
| Legal Phase | 4A |
| Legal Lot Number | 135 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 11500 |
Source: Chatham County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 42 RAMSGATE RD, SAVANNAH, GA 31419-3254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Jun 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 20197124 |
| Deed Book / Page | 1665 / 258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 42 RAMSGATE RD, SAVANNAH, GA 31419-3254 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 42 RAMSGATE RD, SAVANNAH, GA 31419-3254 |
| Document Number | 0032230590 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 0000003223/0000000590 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Jun 28, 2019 |
| Property Address | 42 RAMSGATE RD, SAVANNAH, GA 31419-3254 |
| Document Number | 0016650258 |
| Book / Page | 1665 / 258 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2019-007124 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 RAMSGATE RD, SAVANNAH, GA 31419-3254 |
| Document Number | 0000001665/0000000261 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 0000001665/0000000261 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,400 (+7.95%) Land $34,000 Building $177,400 | $528,500 (+7.95%) Land $85,000 Building $443,500 | |
| 2025 | $2,823.00 (-23.06%) Homeowner's exemption | $195,840 (+76.05%) Land $34,000 Building $161,840 | $489,600 (+76.05%) Land $85,000 Building $404,600 |
| 2023 | $111,240 (+8.63%) Land $21,600 Building $89,640 | $278,100 (+8.63%) Land $54,000 Building $224,100 | |
| 2022 | $3,669.00 | $102,400 Land $21,600 Building $80,800 | $256,000 Land $54,000 Building $202,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 129 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 129 in force |
| Nearby Flood Claims | 8 (1994–2024) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 95% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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