40 Ramsgate Rd, Savannah, GA 31419 Property Records

Chatham County property record for 40 Ramsgate Rd, Savannah, GA 31419

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,413 sqft · built 1986
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jul 2012)
Tax Bill	$3,312 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Jun 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0771-04-010`

Property Details

APN / Parcel Number

Primary APN	`2-0771-04-010`
Alternative APN	`H278K731`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,413 sqft Living Area
1st Floor Area	1,741 sqft
Upper Floors Area	408 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	568 sqft
Deck Area	Deck Area
Patio Area	328 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	40 RAMSGATE RD
City	SAVANNAH
State	GA
Zip	31419-3254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 134 COFFEE BLUFF PLANTATION PH 4A
Legal Subdivision	COF BLF PLANT
Legal Phase	4A
Legal Lot Number	134
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2007
Census Tract	11500

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 RAMSGATE RD, SAVANNAH, GA 31419-3254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Deed of Trust, Mortgage · Line of Credit ACHIEVE LOANS
Jun 12, 2025	Deed of Trust, Mortgage LOAN DEPOT COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2012 · Amount on Record
Deed Sale	Jul 11, 2012 · Amount on Record
Deed Document Number	20126344
Deed Book / Page	379B / 482
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	40 RAMSGATE RD, SAVANNAH, GA 31419-3254
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RAMSGATE RD, SAVANNAH, GA 31419-3254

Mortgage

Document Number	0037460424
Date	Aug 11, 2025
Book Page	0000003746/0000000424

Lender

Name	ACHIEVE LOANS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	40 RAMSGATE RD, SAVANNAH, GA 31419-3254
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RAMSGATE RD, SAVANNAH, GA 31419-3254

Mortgage

Document Number	0036920627
Date	Jun 12, 2025
Book Page	0000003692/0000000627

Lender

Name	LOAN DEPOT COM

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,480 (+58.19%) Land $34,000 Building $219,480	$633,700 (+58.19%) Land $85,000 Building $548,700
2025	$3,312.00 (-5.88%) Homeowner's exemption	$160,240 (+52.73%) Land $34,000 Building $126,240	$400,600 (+52.73%) Land $85,000 Building $315,600
2023		$104,920 (+17.62%) Land $21,600 Building $83,320	$262,300 (+17.62%) Land $54,000 Building $208,300
2022	$3,519.00	$89,200 Land $21,600 Building $67,600	$223,000 Land $54,000 Building $169,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 129 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	129 in force
Nearby Flood Claims	8 (1994–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 95% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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