48 Ramsgate Rd, Savannah, GA 31419 Property Records

Chatham County property record for 48 Ramsgate Rd, Savannah, GA 31419

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,130 sqft · built 1986
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Feb 2024)
Tax Bill	$3,340 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0771-04-006`

Property Details

APN / Parcel Number

Primary APN	`2-0771-04-006`
Alternative APN	`D096415`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,130 sqft Living Area
1st Floor Area	2,130 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	370 sqft
Deck Area	176 sqft
Patio Area	176 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	48 RAMSGATE RD
City	SAVANNAH
State	GA
Zip	31419-3254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 138 COFFEE BLUFF PLANTATION PH 4A
Legal Subdivision	COFFEE BLUFF PLANTATION PH 4-A
Legal Phase	4A
Legal Lot Number	138
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2007
Census Tract	11500

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 RAMSGATE RD, SAVANNAH, GA 31419-3254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Sep 22, 2023	Warranty Deed, Transfer · Conventional Mortgage BULLOCH FIRST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2024 · Amount on Record
Deed Sale	Feb 21, 2024 · Amount on Record
Prior Sale	Sep 22, 2023 · Amount on Record
Deed Book / Page	3308 / 411
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 21, 2024
Property Address	48 RAMSGATE RD, SAVANNAH, GA 31419-3254
Document Number	0033080411
Book / Page	3308 / 411
Instrument Date	Feb 16, 2024
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 RAMSGATE RD, SAVANNAH, GA 31419-3254

Mortgage

Document Number	0033080414
Date	Feb 21, 2024
Book Page	0000003308/0000000414

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 22, 2023
Property Address	48 RAMSGATE RD, SAVANNAH, GA 31419-3254
Document Number	0032000745
Book / Page	3200 / 745
Instrument Date	Sep 22, 2023
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 RAMSGATE RD, SAVANNAH, GA 31419-3254

Mortgage

Document Number	0003200746
Date	Sep 22, 2023
Instrument	3200/746

Lender

Name	BULLOCH FIRST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Due	Jan 1, 2023

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,560 (+10.29%) Land $34,000 Building $154,560	$471,400 (+10.29%) Land $85,000 Building $386,400
2025	$3,340.00 (-17.24%) Homeowner's exemption	$170,960 (+62.39%) Land $34,000 Building $136,960	$427,400 (+62.39%) Land $85,000 Building $342,400
2023		$105,280 (+8%) Land $21,600 Building $83,680	$263,200 (+8%) Land $54,000 Building $209,200
2022	$4,036.00	$97,480 Land $21,600 Building $75,880	$243,700 Land $54,000 Building $189,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 129 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	129 in force
Nearby Flood Claims	8 (1994–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: ClearWave, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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