Cumberland County and Harpswell Town property record for 43 Middle Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,464 sqft · built 1963 |
| Lot Size | 2.22 acres (96,703 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,308 (2025) |
| Deeds & Mortgages | Feb 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:054 L:088 |
| Primary APN | HARP M:054 L:088 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,464 sqft Living Area |
| Gross Area | 3,574 sqft |
| 1st Floor Area | 944 sqft |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 96,703 sqft (2.22 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 4018 |
|---|---|
| Street Address | 43 MIDDLE RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-4107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | INT |
| Legal Lot Number | 88 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 17102 |
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 MIDDLE RD, HARPSWELL, ME 04079-4107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 43 MIDDLE RD, HARPSWELL, ME 04079-4107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0399760024 |
|---|---|
| Date | Feb 6, 2023 |
| Book Page | 39976/24 |
| Instrument | 3859 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,308.00 (+4.72%) | $346,500 (-) Land $96,700 Building $249,800 |
| 2024 | $2,204.00 (+4.26%) | $346,500 (-) Land $96,700 Building $249,800 |
| 2023 | $2,114.00 (+13.17%) | $346,500 (+9.44%) Land $96,700 Building $249,800 |
| 2022 | $1,868.00 | $316,600 Land $96,700 Building $219,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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