Cumberland County and Harpswell Town property record for 31 Middle Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,022 sqft · built 1990 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,462 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:054 L:090 |
| Primary APN | HARP M:054 L:090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,022 sqft Living Area |
| Gross Area | 2,486 sqft |
| 1st Floor Area | 1,022 sqft |
| Basement Area | 1,022 sqft |
| Unfinished Basement | 1,022 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4019 |
|---|---|
| Street Address | 31 MIDDLE RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-4107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | INT |
| Legal Lot Number | 90 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 17102 |
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 126 HILDRETH RD, HARPSWELL, ME 04079-2826 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,462.00 (+4.73%) | $219,500 (-) Land $69,900 Building $149,600 |
| 2024 | $1,396.00 (+4.26%) | $219,500 (-) Land $69,900 Building $149,600 |
| 2023 | $1,339.00 (+3.4%) | $219,500 (-) Land $69,900 Building $149,600 |
| 2022 | $1,295.00 | $219,500 Land $69,900 Building $149,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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