Cumberland County and Harpswell Town property record for 21 Middle Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,422 sqft · built 2003 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Oct 2020) |
| Tax Bill | $1,662 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:054 L:094 |
| Primary APN | HARP M:054 L:094 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,422 sqft Living Area |
| Gross Area | 2,832 sqft |
| 1st Floor Area | 816 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4021 |
|---|---|
| Street Address | 21 MIDDLE RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-4107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | INT |
| Legal Lot Number | 94 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 17102 |
21 Middle Rd is owned by two individuals who bought it in October 2020.
Source: Cumberland County and Harpswell Town records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 JUNIPER RD, BRUNSWICK, ME 04011-3417 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2020 · Amount on File |
| Deed Sale | Oct 5, 2020 · Amount on File |
| Prior Sale | Jul 6, 2016 · Amount on File |
| Deed Document Number | 202063338 |
| Deed Book / Page | 37265 / 192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Oct 5, 2020 |
| Property Address | 21 MIDDLE RD, HARPSWELL, ME 04079-4107 |
| Document Number | 0372650192 |
| Book / Page | 37265 / 192 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 63338 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 310 PINE ST, SOUTH PORTLAND, ME 04106-3844 |
| Document Number | 0000063339 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 63339 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 21 Middle Rd was $1,662, up 4.7% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,662.00 (+4.73%) | $249,500 (-) Land $67,800 Building $181,700 |
| 2024 | $1,587.00 (+4.27%) | $249,500 (-) Land $67,800 Building $181,700 |
| 2023 | $1,522.00 (+3.4%) | $249,500 (-) Land $67,800 Building $181,700 |
| 2022 | $1,472.00 | $249,500 Land $67,800 Building $181,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 21 Middle Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Middle Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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