34 Middle Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 34 Middle Rd, Harpswell, ME 04079 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,568 sqft · built 2025
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,279 (2025)
Flood Zone	Zone X (minimal risk)
APN	`HARP M:054 L:070`

Property Details

APN / Parcel Number

Primary APN	`HARP M:054 L:070`
Alternative APN	`4011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,888 sqft
1st Floor Area	896 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4011
Street Address	34 MIDDLE RD
City	HARPSWELL
State	ME
Zip	04079-4106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	70
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	2
Census Block	2017
Census Tract	17102

Owner

Source: Cumberland County and Harpswell Town records · APN HARP M:054 L:070

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	34 MIDDLE RD, HARPSWELL, ME 04079-4106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,279.00 (+368.93%)	$342,200 (+347.91%) Land $76,400 Building $265,800
2024	$486.00 (+4.29%)	$76,400 (-) Land $76,400
2023	$466.00 (+3.33%)	$76,400 (-) Land $76,400
2022	$451.00	$76,400 Land $76,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050171022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Nearby Flood Policies	22 in force 3 of 22 on primary residences
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2024, tidal / storm surge, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Jan 2024), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.