43 Live Oak Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 43 Live Oak Rd, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,932 sqft · built 2007
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (Feb 2026)
Tax Bill$3,149 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0038N002

Property Details

APN / Parcel Number

Primary APN0038N002
Alternative APN
  • 19255

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,932 sqft Heated Area
1st Floor Area1,656 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions126 ft deep x 80 ft wide
Garage Area552 sqft
PorchPatio
Porch Area339 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number19255
Street Address43 LIVE OAK RD
CityRINGGOLD
StateGA
Zip30736-3065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 2 WHITE OAK PLANTATION PHASE 1
Legal SubdivisionWHITE OAK PLANTATION
Legal Phase1
Legal Lot Number2
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group2
Census Block2001
Census Tract30201

Owner

43 Live Oak Rd is owned by an individual who bought it in February 2026.

Source: Catoosa County records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address8 RENO LN, RINGGOLD, GA 30736-1665
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Warranty Deed, Transfer
FIRSTBANK
Dec 20, 2021Warranty Deed, Transfer · Conventional Mortgage
TENNESSEE VALLEY FEDERAL CREDIT UNI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2026 · Amount on File
Deed SaleFeb 25, 2026 · Amount on File
Prior SaleDec 20, 2021 · Amount on File
Deed Document Number20261236
Deed Book / Page2434 / 96
Prior Transfer DateFeb 22, 2008
Prior Transfer Doc0014220380
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateFeb 25, 2026
Property Address43 LIVE OAK RD, RINGGOLD, GA 30736-3065
Document Number0024340096
Book / Page2434 / 96
Instrument DateJan 25, 2026
InstrumentD2026001236
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3.90
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 RENO LN, RINGGOLD, GA 30736-1665

Mortgage

Document NumberD2026001237
DateFeb 25, 2026
InstrumentD2026001237
Lender
NameFIRSTBANK
Agreement
AmountAmount on Record
Term359 Months
DueJan 1, 2056

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateDec 20, 2021
Property Address43 LIVE OAK RD, RINGGOLD, GA 30736-3065
Document Number0021930582
Book / Page2193 / 582
Instrument DateDec 20, 2021
Instrument2021-003148
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 LIVE OAK RD, RINGGOLD, GA 30736-3065

Mortgage

Document Number0000012661
DateDec 20, 2021
Instrument012661
Lender
NameTENNESSEE VALLEY FEDERAL CREDIT UNI
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.64%
Type Change DateJan 1, 2020

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,149.00 (+10.84%)$165,863 (+30.66%) Land $20,000 Building $145,863$414,658 (+30.67%) Land $50,000 Building $364,658
2023$2,841.00 (+19.72%)$126,938 Land $20,000 Building $106,938$317,344 Land $50,000 Building $267,344
2022$2,373.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43 Live Oak Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1990–2026)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Live Oak Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINGGOLD
serves 2,953 people · EPA ID GA0470002
Water SourceSurface water
Last State InspectionMay 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ringgold Telephone Company
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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