Catoosa County property record for 115 Live Oak Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,949 sqft · built 2007 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Jun 2025) |
| Tax Bill | $3,121 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038N007000 |
| Primary APN | 0038N007000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,949 sqft Heated Area |
| 1st Floor Area | 1,707 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 484 sqft |
| Porch | Slab |
| Porch Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19260 |
|---|---|
| Street Address | 115 LIVE OAK RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 7 WHITE OAK PLANTATION PHASE 1 |
| Legal Subdivision | WHITE OAK PLANTATION |
| Legal Phase | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30201 |
Source: Catoosa County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 LIVE OAK RD, RINGGOLD, GA 30736-3068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · VA Mortgage PERPETUAL FINANCIAL GROUP |
| Apr 15, 2021 | Quit Claim Deed, Transfer FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS |
| Apr 1, 2021 | Deed of Trust, Mortgage · VA Mortgage PERPETUAL FIN'L GROUP |
| Jul 20, 2020 | Grant Deed, Transfer · VA Mortgage PERPETUAL FIN'L GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2025 · Amount on Record |
| Deed Sale | Jun 2, 2025 · Amount on Record |
| Prior Sale | Jul 15, 2020 · Amount on Record |
| Deed Document Number | 20253656 |
| Deed Book / Page | 2388 / 392 |
| Prior Transfer Date | Apr 9, 2021 |
| Prior Transfer Doc | 0021290809 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 115 LIVE OAK RD, RINGGOLD, GA 30736-3068 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 115 LIVE OAK RD, RINGGOLD, GA 30736-3068 |
| Document Number | 0022200000000137 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 0000002220/0000000137 |
| Instrument | 004018 |
| Name | PERPETUAL FINANCIAL GROUP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 15, 2021 |
| Property Address | 115 LIVE OAK RD, RINGGOLD, GA 30736-3068 |
| Document Number | 0021290809 |
| Book / Page | 002129 / 000809 |
| Instrument Date | Apr 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 LIVE OAK RD RINGGOLD GA 307363068, RINGGOLD, GA 30736-3068 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 115 LIVE OAK RD, RINGGOLD, GA 30736-3068 |
| Document Number | 0021280351 |
| Instrument Date | Apr 1, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 115 LIVE OAK RD RINGGOLD GA 307363068, RINGGOLD, GA 30736-3068 |
| Document Number | 0021280351 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 002128/000351 |
| Name | PERPETUAL FIN'L GROUP |
|---|---|
| Type | Funding / Finance Company |
| Address | SUWANEE, GA 30024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 7, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jul 20, 2020 |
| Property Address | 115 LIVE OAK RD, RINGGOLD, GA 30736-3068 |
| Document Number | 0020660139 |
| Book / Page | 002066 / 000139 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 5645 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $253.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 115 LIVE OAK RD RINGGOLD GA 307363068, RINGGOLD, GA 30736-3068 |
| Document Number | 20660141 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 002066/000141 |
| Name | PERPETUAL FIN'L GROUP |
|---|---|
| Type | Funding / Finance Company |
| Address | SUWANEE, GA 30024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,121.00 (+14.03%) | $164,413 (+34.46%) Land $20,000 Building $144,413 | $411,032 (+34.46%) Land $50,000 Building $361,032 |
| 2023 | $2,737.00 (+21.64%) | $122,273 Land $20,000 Building $102,273 | $305,682 Land $50,000 Building $255,682 |
| 2022 | $2,250.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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