87 Live Oak Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 87 Live Oak Rd, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,543 sqft · built 2007
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$347,000 (Nov 2025)
Tax Bill$2,841 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Sep 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0038N005000

Property Details

APN / Parcel Number

Primary APN0038N005000
Alternative APNs
  • 0038N005
  • 19258

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,543 sqft Heated Area
1st Floor Area1,543 sqft
Utility Area120 sqft
Utility RoomUtility Room
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Architectural StyleOther
Exterior MaterialVinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area440 sqft
PorchOpen Porch
Porch Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number19258
Old Parcel Number0038N005000
Street Address87 LIVE OAK RD
CityRINGGOLD
StateGA
Zip30736-3065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 5 WHITE OAK PLANTATION PHASE 1
Legal SubdivisionWHITE OAK PLANTATION
Legal Phase1
Legal BlockPH 1
Legal Lot Number5
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group2
Census Block2001
Census Tract30201

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address87 LIVE OAK RD, RINGGOLD, GA 30736-3065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Limited Warranty Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE
Sep 14, 2017Deed of Trust, Mortgage
REGIONS BANK
Aug 27, 2021Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2025 · Amount on Record
Deed SaleNov 18, 2025 · Amount on Record
Prior SaleAug 27, 2021 · Amount on Record
Deed Document Number0002417780
Deed Book / Page2417 / 780
Record UpdatedJun 8, 2026

November 2025: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionCATOOSA GA
Recording DateNov 18, 2025
Property Address87 LIVE OAK RD, RINGGOLD, GA 30736-3065
Document Number0024170780
Book / Page2417 / 780
Instrument DateNov 18, 2025
Transaction TypeTransfer
Record UpdatedDec 29, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3.47
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address87 LIVE OAK RD, RINGGOLD, GA 30736-3065

Mortgage

Document Number2025008055
DateNov 18, 2025
Instrument2025008055
Lender
NameUNION HOME MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term350 Months
DueJan 1, 2055

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address87 LIVE OAK RD, RINGGOLD, GA 30736-3065
Transaction TypeMortgage
Record UpdatedAug 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018980337
DateSep 14, 2017
Book Page1898/337
Lender
NameREGIONS BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateAug 27, 2021
Property Address87 LIVE OAK RD, RINGGOLD, GA 30736-3065
Document Number0021640249
Book / Page2164 / 249
Instrument DateAug 27, 2021
Instrument2021-002074
Transaction TypeTransfer
Record UpdatedAug 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address87 LIVE OAK RD, RINGGOLD, GA 30736-3065

Mortgage

Document Number0021640000000252
DateAug 30, 2021
Book Page0000002164/0000000252
Instrument008462
Lender
NameNEIGHBORS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,841.00 (-7.61%)$149,631 (+3.77%) Land $20,000 Building $129,631$374,077 (+3.77%) Land $50,000 Building $324,077
2024$3,075.00 (+21.54%)$144,199 (+27.56%) Land $20,000 Building $124,199$360,497 (+27.56%) Land $50,000 Building $310,497
2023$2,530.00 (+25.37%)$113,042 Land $20,000 Building $93,042$282,606 Land $50,000 Building $232,606
2022$2,018.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1990–2026)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINGGOLD
serves 2,953 people · EPA ID GA0470002
Water SourceSurface water
Last State InspectionMay 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ringgold Telephone Company
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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