Catoosa County property record for 14 Live Oak Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,897 sqft · built 2007 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,500 (Jun 2014) |
| Tax Bill | $3,059 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Mar 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038N038000 |
| Primary APN | 0038N038000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,897 sqft Heated Area |
| 1st Floor Area | 1,655 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Area | 484 sqft |
| Porch | Patio |
| Porch Area | 265 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19291 |
|---|---|
| Street Address | 14 LIVE OAK RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 38 WHITEOAK PLANTATION PHASE 1 |
| Legal Subdivision | WHITE OAK PLANTATION |
| Legal Phase | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30201 |
Source: Catoosa County records, as of February 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 LIVE OAK RD, RINGGOLD, GA 30736-3066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO |
| Mar 9, 2023 | Warranty Deed, Transfer |
| Mar 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jan 26, 2017 | Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2014 · Amount on Record |
| Deed Sale | Jun 18, 2014 · Amount on Record |
| Prior Sale | Dec 23, 2009 · Amount on Record |
| Deed Document Number | 20141110 |
| Deed Book / Page | 1732 / 83 |
| Last Transfer Date | Mar 9, 2023 |
| Transfer Doc | 0022660122 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 14 LIVE OAK RD, RINGGOLD, GA 30736-3066 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 14 LIVE OAK RD, RINGGOLD, GA 30736-3066 |
| Document Number | 0023010000000690 |
|---|---|
| Date | Nov 1, 2023 |
| Book Page | 0000002301/0000000690 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Mar 9, 2023 |
| Property Address | 14 LIVE OAK RD, RINGGOLD, GA 30736-3066 |
| Document Number | 0022660122 |
| Book / Page | 2266 / 122 |
| Instrument Date | Mar 9, 2023 |
| Instrument | 2023-000414 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 LIVE OAK RD, RINGGOLD, GA 30736-3066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 14 LIVE OAK RD, RINGGOLD, GA 30736-3066 |
| Document Number | 0021300562 |
| Instrument Date | Mar 25, 2021 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 14 LIVE OAK RD RINGGOLD GA 307363066, RINGGOLD, GA 30736-3066 |
| Document Number | 0021300562 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 002130/000562 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 18, 2046 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 14 LIVE OAK RD, RINGGOLD, GA 30736-3066 |
| Document Number | 0018680790 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 14 LIVE OAK RD RINGGOLD GA 307363066, RINGGOLD, GA 30736-3066 |
| Document Number | 0018680790 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 001868/000790 |
| Instrument | 1682 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 8, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,059.00 (+13.55%) | $161,159 (+33.91%) Land $20,000 Building $141,159 | $402,898 (+33.91%) Land $50,000 Building $352,898 |
| 2023 | $2,694.00 (+20.64%) | $120,352 Land $20,000 Building $100,352 | $300,880 Land $50,000 Building $250,880 |
| 2022 | $2,233.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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