39 Highland Lake Rd, Eldred, NY 12732 Property Records

Sullivan County and Highland Town property record for 39 Highland Lake Rd, Eldred, NY 12732

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,152 sqft · built 1977
Lot Size4.35 acres (189,486 sqft)
OwnerIndividual Name on File
Last Sale$172,000 (Feb 2021)
Tax Bill$4,255 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN483400 6.-1-30.5

Property Details

APN / Parcel Number

Primary APN483400 6.-1-30.5
Alternative APN
  • 3400006 0001030005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area768 sqft
Upper Floors Area384 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area189,486 sqft (4.35 acres)
PorchSlab
Porch Area94 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address39 HIGHLAND LAKE RD
CityELDRED
StateNY
Zip12732-5203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block1
Legal Lot Number30.005
JurisdictionSULLIVAN NY
Township / Civil DivisionHIGHLAND
Census Block Group2
Census Block2032
Census Tract952400

Owner

39 Highland Lake Rd is owned by an individual who bought it in February 2021.

Source: Sullivan County and Highland Town records, as of April 27, 2026

Owner of RecordIndividual Name on File
Mailing Address69-4 68TH PL, GLENDALE, NY 11385
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2021 · Amount on File
Deed SaleFeb 24, 2021 · Amount on File
Prior SaleMar 16, 2018 · Amount on File
Deed Document Number20211958
Record UpdatedOct 29, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionSULLIVAN NY
Recording DateFeb 24, 2021
Property Address39 HIGHLAND LAKE RD, ELDRED, NY 12732-5203
Document Number958
Instrument DateFeb 5, 2021
Instrument2021-1958
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address69-4 68TH PL, GLENDALE, NY 11385

Mortgage

Document Number959
DateFeb 24, 2021
Instrument2021-1959
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 39 Highland Lake Rd was $4,255.

Source: Sullivan County and Highland Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountySullivan County
County SubdivisionHighland Town
Unified School DistrictEldred Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,255.00$142,500 Land $51,000 Building $91,500$259,091 Land $92,727 Building $166,364
2023$142,500 Land $51,000 Building $91,500$222,656 Land $79,687 Building $142,969

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Highland Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (2006–2021)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Highland Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on Highland Lake Rd

Nearby Streets

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