43 E Point Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 43 E Point Rd, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2021
Square Footage	2,382 sqft Living Area
Lot Size	16,683 sqft (0.383 acres)
Occupancy	Owner Occupied
Last Sale	$265,000 (2019)
Tax Bill	$3,025.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18A 6 180`
Alternative APN	`23`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,382 sqft Living Area
Gross Area	4,065 sqft Gross Area
1st Floor	1,902 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2021
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	16,683 sqft (0.383 acres)
Parking Spaces	2 Parking Spaces
Garage Area	480 sqft Garage
Porch Area	252 sqft Porch
Topography	Steep Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	23
Street Address	43 E POINT RD
City	PALMYRA
State	VA
Zip	22963-2048
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INST 190002619 RIVERSIDE-5 LOT 180 16,666 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	18
Legal Lot Number	180
Jurisdiction	FLUVANNA VA
Minor Civil Division	PALMYRA
Census Blockgroup	4
Census Block	4002
Census Tract	20101

Owner

Source: Fluvanna County records · APN 18A 6 180

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 E POINT RD, PALMYRA, VA 22963-2048
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	Dec 05, 2016 · Amount on Record
Deed Doc Number	20192619
Record Refreshed	Sep 20, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 29, 2019
Property Address	43 E POINT RD, PALMYRA, VA 22963-2048
Document Number	1902619
Map Reference	PB 83 PG 225
Instrument Date	Aug 28, 2019
Instrument	1902619
Transaction Type	Transfer
Record Updated	Jul 06, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 E POINT RD, PALMYRA, VA 22963-2048

Mortgage

Document Number	1902620
Date	Aug 29, 2019
Instrument	1902620

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,700 (-) Land $30,000 Building $370,700	$400,700 (-) Land $30,000 Building $370,700
2025	$3,025.00 (+7.12%)	$400,700 (+19.75%) Land $30,000 Building $370,700	$400,700 (+19.75%) Land $30,000 Building $370,700
2023		$334,600 Land $30,000 Building $304,600	$334,600 Land $30,000 Building $304,600
2022	$2,824.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.