38 E Point Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 38 E Point Rd, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2021
Square Footage2,444 sqft Living Area
Lot Size17,026 sqft (0.39 acres)
OccupancyOwner Occupied
Last Sale$263,000 (2017)
Tax Bill$3,061.00 (2025)

Property Details

APN / Parcel Number

Primary APN18A 6 81
Alternative APN
  • 7963

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,444 sqft Living Area
Gross Area4,986 sqft Gross Area
1st Floor988 sqft 1st Floor
Stories1 Stories
Primary FlooringSoftwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2021
Roof ConstructionGable Roof Construction
Roof MaterialTin Roof
Lot Area17,026 sqft (0.39 acres)
Parking Spaces2 Parking Spaces
Garage Area672 sqft Garage

Exterior Amenities

Deck Area26 sqft Deck
Porch Area128 sqft Porch
ViewCorner View
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number7963
Street Address38 E POINT RD
CityPALMYRA
StateVA
Zip22963-2050
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINST 240002115 RIVERSIDE-6 LOT 81 NONE
Legal SubdivisionLAKE MONTICELLO
Legal Block8
Legal Lot Number81
JurisdictionFLUVANNA VA
Minor Civil DivisionPALMYRA
Census Blockgroup4
Census Block4002
Census Tract20101

Owner

Source: Fluvanna County records · APN 18A 6 81

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address38 E POINT RD, PALMYRA, VA 22963-2050
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 27, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 27, 2017 · Amount on Record
Deed SaleSep 27, 2017 · Amount on Record
Deed Doc Number20173147
Prior Transfer DateJun 20, 2013
Prior Transfer Doc0000002614
Record RefreshedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Property Address38 E POINT RD, PALMYRA, VA 22963-2050
Transaction TypeMortgage
Record UpdatedJul 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200003001
DateAug 12, 2020
Instrument200003001
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050
Interest
Rate TypeFixed Rate

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionFLUVANNA VA
Recording DateSep 27, 2017
Property Address38 E POINT RD, PALMYRA, VA 22963-2050
Document Number1703147
Map ReferencePB 82 PG 481
Instrument DateSep 05, 2017
Instrument1703147
Transaction TypeTransfer
Record UpdatedJul 06, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 E POINT RD, PALMYRA, VA 22963-2050

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$405,500 (-) Land $30,000 Building $375,500$405,500 (-) Land $30,000 Building $375,500
2025$3,061.00 (+2.1%)$405,500 (+14.13%) Land $30,000 Building $375,500$405,500 (+14.13%) Land $30,000 Building $375,500
2023$355,300 Land $30,000 Building $325,300$355,300 Land $30,000 Building $325,300
2022$2,998.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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