41 E Point Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 41 E Point Rd, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2014
Square Footage	1,400 sqft Living Area
Lot Size	16,422 sqft (0.377 acres)
Occupancy	Owner Occupied
Last Sale	$272,500 (2006)
Tax Bill	$2,724.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18A 6 179`
Alternative APN	`2050`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,400 sqft Living Area
Gross Area	3,100 sqft Gross Area
1st Floor	1,400 sqft 1st Floor
Basement Area	1,400 sqft Basement
Finished Basement	1,090 sqft Finished
Stories	1 Stories
Primary Flooring	Softwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2014
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	16,422 sqft (0.377 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Shed	1 Shed
Deck Area	180 sqft Deck
Porch	Porch
Porch Area	120 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	2050
Street Address	41 E POINT RD
City	PALMYRA
State	VA
Zip	22963-2048
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DB 690-736 RIVERSIDE-6 LOT 179 16,443 SF
Legal Subdivision	RIVERSIDE
Legal Block	17
Legal Lot Number	179
Jurisdiction	FLUVANNA VA
Minor Civil Division	PALMYRA
Census Blockgroup	4
Census Block	4002
Census Tract	20101

Owner

Source: Fluvanna County records · APN 18A 6 179

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	41 E POINT RD, PALMYRA, VA 22963-2048
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2006 · Amount on Record
Deed Sale	Jul 07, 2006 · Amount on Record
Deed Doc Number	20063911
Deed Book / Page	690 / 736
Record Refreshed	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	41 E POINT RD, PALMYRA, VA 22963-2048
Transaction Type	Mortgage
Record Updated	Jul 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1904033
Date	Dec 30, 2019
Instrument	1904033

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,800 (-) Land $30,000 Building $330,800	$360,800 (-) Land $30,000 Building $330,800
2025	$2,724.00 (+19.79%)	$360,800 (+33.88%) Land $30,000 Building $330,800	$360,800 (+33.88%) Land $30,000 Building $330,800
2023		$269,500 Land $30,000 Building $239,500	$269,500 Land $30,000 Building $239,500
2022	$2,274.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.