Fluvanna County property record for 42 E Point Rd, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,072 sqft Living Area |
| Lot Size | 24,960 sqft (0.573 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $279,100 (2005) |
| Tax Bill | $2,965.00 (2025) |
| Primary APN | 18A 6 191 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,072 sqft Living Area |
| Gross Area | 3,742 sqft Gross Area |
| 1st Floor | 1,872 sqft 1st Floor |
| Basement Area | 936 sqft Basement |
| Unfinished Basement | 936 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Softwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 24,960 sqft (0.573 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Deck Area | 126 sqft Deck |
|---|---|
| Porch | Porch |
| Porch Area | 168 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 2764 |
|---|---|
| Street Address | 42 E POINT RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2050 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DB 658-489 RIVERSIDE-6 LOT 191 24,979 SF |
| Legal Subdivision | RIVERSIDE ADDITION ONE |
| Legal Block | 19 |
| Legal Lot Number | 191 |
| Jurisdiction | FLUVANNA VA |
| Minor Civil Division | PALMYRA |
| Census Blockgroup | 4 |
| Census Block | 4002 |
| Census Tract | 20101 |
Source: Fluvanna County records · APN 18A 6 191
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 E POINT RD, PALMYRA, VA 22963-2050 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU |
| Sep 05, 2025 | Divorce/Dissolution of Marriage Transfer, Transfer |
| Aug 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage IMPAC MORTGAGE CORP |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS LLC |
| Jul 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UVA COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2005 · Amount on Record |
| Deed Sale | Oct 28, 2005 · Amount on Record |
| Deed Doc Number | 20057466 |
| Deed Book / Page | 658 / 489 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 42 E POINT RD, PALMYRA, VA 22963-2050 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0250003160 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 250003160 |
| Name | UNIVERSITY OF VIRGINIA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTESVILLE, VA 22901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Divorce/Dissolution of Marriage Transfer |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Sep 05, 2025 |
| Property Address | 42 E POINT RD, PALMYRA, VA 22963-2050 |
| Document Number | 0250002713 |
| Map Reference | MB 82 PG 224 |
| Instrument Date | Aug 20, 2025 |
| Instrument | 250002713 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 E POINT RD, PALMYRA, VA 22963-2050 |
| Name | Verified Name |
|---|---|
| Address | 42 EAST POINT RD, PALMYRA, VA 22963-2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 42 E POINT RD, PALMYRA, VA 22963-2050 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1802616 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 1802616 |
| Name | IMPAC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 42 E POINT RD, PALMYRA, VA 22963-2050 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200004411 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 200004411 |
| Name | MEMBER OPTIONS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 42 E POINT RD, PALMYRA, VA 22963-2050 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1902178 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 1902178 |
| Name | UVA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 23, 2044 |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,800 (-) Land $30,000 Building $362,800 | $392,800 (-) Land $30,000 Building $362,800 | |
| 2025 | $2,965.00 (+0.64%) | $392,800 (+25.5%) Land $30,000 Building $362,800 | $392,800 (+25.5%) Land $30,000 Building $362,800 |
| 2024 | $2,946.00 (+11.55%) | ||
| 2023 | $313,000 Land $30,000 Building $283,000 | $313,000 Land $30,000 Building $283,000 | |
| 2022 | $2,641.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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