32 Cornwall St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 32 Cornwall St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,014 sqft · built 2017
Lot Size	0.048 acres (2,100 sqft)
Owner	Individual Name on Record
Last Sale	$362,000 (Oct 2018)
Tax Bill	$6,990 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`19-00052-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`19-00052-0000-00014`
Alternative APNs	`190005200014` `00009560`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	2,100 sqft (0.048 acres)
Lot Dimensions	70 ft deep x 30 ft wide
Deck Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00009560
Street Address	32 CORNWALL ST
City	HIGHLANDS
State	NJ
Zip	07732-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	TOWNSHIP/HIGHLANDS
Legal Block	52
Legal Lot Number	14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2025
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 CORNWALL ST, HIGHLANDS, NJ 07732-1750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Jan 11, 2021	Deed of Trust, Mortgage MOVEMENT MTG
Oct 15, 2018	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MTG
Mar 8, 2017	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	2018101242
Deed Book / Page	9316 / 4238
Prior Transfer Date	Nov 15, 2010
Prior Transfer Doc	0088645453
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 22, 2026
Property Address	32 CORNWALL ST, HIGHLANDS, NJ 07732-1750
Document Number	0000059902
Book / Page	9803 / 9026
Instrument Date	Jul 10, 2026
Instrument	202659902
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CORNWALL ST, HIGHLANDS, NJ 07732-1750

Mortgage

Document Number	0000059902,
Date	Jul 22, 2026
Book Page	9803/9026
Instrument	202659902

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 5, 2041

Interest

Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	32 CORNWALL ST, HIGHLANDS, NJ 07732-1750
Document Number	0000016299
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	ALLIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CORNWALL ST HIGHLANDS NJ 077321750, HIGHLANDS, NJ 07732-1750

Mortgage

Document Number	0000016299
Date	Jan 28, 2021
Book Page	009477/007149
Instrument	16299

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2051

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 15, 2018
Property Address	32 CORNWALL ST, HIGHLANDS, NJ 07732-1750
Document Number	0000101242
Book / Page	009316 / 004238
Instrument Date	Sep 21, 2018
Instrument	101242
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	GUARDIAN SETTLEMENT AGENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$362.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CORNWALL ST HIGHLANDS NJ 077321750, HIGHLANDS, NJ 07732-1750

Mortgage

Document Number	101243
Date	Oct 15, 2018
Book Page	009316/004291
Instrument	101243

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 8, 2017
Property Address	32 CORNWALL ST, HIGHLANDS, NJ 07732-1750
Document Number	0000024966
Book / Page	009216 / 003332
Instrument Date	Feb 28, 2017
Instrument	24966
Transaction Type	Transfer
Record Updated	Apr 20, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CORNWALL ST HIGHLANDS NJ 077321750, HIGHLANDS, NJ 07732-1750

Mortgage

Document Number	24967
Date	Mar 8, 2017
Book Page	009216/003343
Instrument	24967

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2047

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,900 (+25.46%) Land $326,500 Building $186,400	$512,900 (+25.46%) Land $326,500 Building $186,400
2025	$6,990.00 (+10.57%)	$408,800 (+36.54%) Land $222,000 Building $186,800	$408,800 (+36.54%) Land $222,000 Building $186,800
2024	$6,322.00 (+10.82%)
2023		$299,400 Land $116,500 Building $182,900	$299,400 Land $116,500 Building $182,900
2022	$5,705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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