43 3rd St, Cramerton, NC 28032 Property Records

Gaston County property record for 43 3rd St, Cramerton, NC 28032 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,434 sqft · built 1900
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Jul 2021)
Tax Bill$1,577 (2023)
Deeds & MortgagesJan 2023 Mortgage
Jul 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN16003A12300

Property Details

APN / Parcel Number

Primary APN16003A12300
Alternative APN
  • 195862

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,434 sqft Heated Area
FlooringCombination, Other

Exterior

Year BuiltBuilt 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof MaterialAsbestos
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions65 ft deep x 92 ft wide
PorchPorch
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Old Parcel Number16003A12300
Street Address43 3RD ST
CityCRAMERTON
StateNC
Zip28032-1507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBURLINGTON /CRAMERTON BLK 4 L 6 16 003A 123 00 000
Legal SubdivisionBURLINGTON CRAMERTON
Legal Block4
Legal Lot Number6
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1040
Census Tract32202

Owner

Source: Gaston County records · APN 16003A12300

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address43 3RD ST, CRAMERTON, NC 28032-1507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2023Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Jul 26, 2021Warranty Deed, Transfer · Conventional Mortgage
FIDELITY DIRECT MORTGAGE LLC
Dec 13, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Mar 14, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 26, 2021 · Amount on Record
Deed SaleJul 26, 2021 · Amount on Record
Prior SaleDec 13, 2019 · Amount on Record
Deed Document Number0052492047
Deed Book / Page5249 / 2047
Record UpdatedJun 07, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address43 3RD ST, CRAMERTON, NC 28032-1507
Transaction TypeMortgage
Record UpdatedMar 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 3RD ST, CRAMERTON, NC 28032-1507

Mortgage

Document Number0053881265
DateJan 19, 2023
Book Page5388/1265
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJul 26, 2021
Property Address43 3RD ST, CRAMERTON, NC 28032-1507
Document Number0052492047
Book / Page5249 / 2047
Map ReferenceMB 8 PG 32
Instrument DateJun 28, 2021
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$530.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052492049
DateJul 26, 2021
Instrument5249/2049
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateDec 13, 2019
Property Address43 3RD ST, CRAMERTON, NC 28032-1507
Document Number0050872304
Book / Page5087 / 2304
Map ReferenceMB 8 PG 32
Instrument DateDec 13, 2019
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyMOREHEAD TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address626 N GRAHAM ST STE 314, 626, CHARLOTTE, NC 28202-1411

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 3RD ST, CRAMERTON, NC 28032-1507

Mortgage

Document Number0050872306
DateDec 13, 2019
Instrument5087/2306
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMar 14, 2019
Property Address43 3RD ST, CRAMERTON, NC 28032-1507
Document Number0050292329
Book / Page005029 / 002329
Instrument DateDec 20, 2018
Transaction TypeTransfer
Record UpdatedMar 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$79.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address626 N GRAHAM ST #314 CHARLOTTE NC 282021411, 314, CHARLOTTE, NC 28202-1411

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2023$1,577.00$298,990 Land $24,000 Building $274,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370710322021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 8 individual NFIP policies nearby
Nearby Flood Policies8 in force
5 of 8 on primary residences
Nearby Flood Claims4 (2013–2024)
Most Recent ClaimJan 2024, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on 3rd St

Nearby Streets

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