Gaston County property record for 40 3rd St, Cramerton, NC 28032 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,306 sqft Heated Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $238,000 (2022) |
| Tax Bill | $2,520.00 (2023) |
Source: Gaston County records · APN 16003A13700
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 40 3RD ST, CRAMERTON, NC 28032-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 26, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Mar 07, 2020 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2022 · Amount on Record |
| Deed Sale | Jul 07, 2022 · Amount on Record |
| Prior Sale | Sep 22, 1998 |
| Deed Doc Number | 0053491326 |
| Deed Book / Page | 5349 / 1326 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 07, 2022 |
| Property Address | 40 3RD ST, CRAMERTON, NC 28032-1506 |
| Document Number | 0053491326 |
| Book / Page | 5349 / 1326 |
| Map Reference | MB 8 PG 32 |
| Instrument Date | Jul 07, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | MS TITLE AGENCY LLC, LM TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 805 MARTHA AVE, 805, LOWELL, NC 28098-1514 |
| Name | Verified Name |
|---|
| Document Number | 0053491328 |
|---|---|
| Date | Jul 07, 2022 |
| Instrument | 5349/1328 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.15% |
| Type Change Date | Aug 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.15% |
| Index | 5-Year CMT |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 40 3RD ST, CRAMERTON, NC 28032-1506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 40 3RD ST, CRAMERTON, NC 28032-1506 |
| Document Number | 0053052329 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 5305/2329 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Apr 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 40 3RD ST, CRAMERTON, NC 28032-1506 |
| Document Number | 0051130451 |
| Instrument Date | Mar 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 40 3RD ST CRAMERTON NC 280321506, CRAMERTON, NC 28032-1506 |
| Document Number | 0051130451 |
|---|---|
| Date | Apr 06, 2020 |
| Book Page | 005113/000451 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2050 |
Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $2,520.00 | $238,880 Land $24,000 Building $214,880 |
Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 16003A13700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,306 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Material | Asbestos Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 64 ft x 103 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 196 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Old Parcel Number | 16003A13700 |
|---|---|
| Street Address | 40 3RD ST |
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1506 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BURLINGTON /CRAMERTON BLK 3 L 13 16 003A 137 00 000 |
| Legal Subdivision | BURLINGTON CRAMERTON |
| Legal Block | 3 |
| Legal Lot Number | 13P |
| Jurisdiction | GASTON NC |
| Minor Civil Division | SOUTH POINT |
| Census Blockgroup | 1 |
| Census Block | 1042 |
| Census Tract | 32202 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures