46 3rd St, Cramerton, NC 28032 Property Records

Gaston County property record for 46 3rd St, Cramerton, NC 28032

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,174 sqft · built 1900
Lot Size0.14 acres (6,098 sqft)
OwnerCompany on Record
Tax Bill$1,065 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Mar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN16003A13400

Property Details

APN / Parcel Number

Primary APN16003A13400
Alternative APN
  • 195873

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,174 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area6,098 sqft (0.14 acres)
Garage Area280 sqft
PorchPorch
Porch Area494 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address46 3RD ST
CityCRAMERTON
StateNC
Zip28032-1506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBURLINGTON /CRAMERTON BLK 3 L 16 16 003A 134 00 000
Legal Block3
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1042
Census Tract32202

Owner

Source: Gaston County assessment roll, as of August 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing Address46 3RD ST, CRAMERTON, NC 28032-1506
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2017Deed of Trust, Mortgage · Line of Credit
SHARONVIEW FCU
Mar 13, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 1995
Deed SaleApr 28, 1995
Deed Book / Page2450 / 645
Last Transfer DateFeb 27, 2020
Transfer Doc0051072063
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address46 3RD ST, CRAMERTON, NC 28032-1506
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN MORTGAGE SERV

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049010594
DateMar 21, 2017
Book Page4901/0594
Lender
NameSHARONVIEW FCU
TypeCredit Union
AddressCLOVER, SC 29710
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 1, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGASTON NC
Recording DateMar 13, 2020
Property Address46 3RD ST, CRAMERTON, NC 28032-1506
Document Number0051072063
Book / Page005107 / 002063
Instrument DateFeb 27, 2020
Transaction TypeTransfer
Record UpdatedMar 27, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address46 3RD ST CRAMERTON NC 280321506, CRAMERTON, NC 28032-1506

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,065.00 (-2.47%)$207,070 (-) Land $24,000 Building $183,070
2023$1,092.00$207,070 Land $24,000 Building $183,070
2021$80,480 Land $18,000 Building $62,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2013–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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