42 3rd St, Cramerton, NC 28032 Property Records

Gaston County property record for 42 3rd St, Cramerton, NC 28032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,747 sqft · built 2021
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Last Sale$314,000 (Nov 2021)
Tax Bill$3,504 (2026)
Deeds & MortgagesApr 2021 Line of Credit
Nov 2021 Sale
Flood ZoneZone X (minimal risk)
APN16003A13600

Property Details

APN / Parcel Number

Primary APN16003A13600
Alternative APN
  • 195875

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,747 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address42 3RD ST
CityCRAMERTON
StateNC
Zip28032-1506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBURLINGTON /CRAMERTON BLK 3 L 14 16 003A 136 00 000
Legal SubdivisionBURLINGTON MILLS CORPORATION
Legal Block3
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1042
Census Tract32202

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Line of Credit
BUILDER FINANCE INC
Nov 22, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2021 · Amount on Record
Deed SaleNov 22, 2021 · Amount on Record
Prior SaleFeb 10, 2017 · Amount on Record
Deed Book / Page5288 / 1114
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address42 3RD ST, CRAMERTON, NC 28032-1506
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 WALNUT AVE B, B, CHARLOTTE, NC 28208-4427

Mortgage

Document Number0052230319
DateApr 29, 2021
Book Page5223/319
Lender
NameBUILDER FINANCE INC
TypeMortgage Company
AddressNEW YORK, NY 10022
Agreement
TypeLine of Credit
AmountAmount Recorded
Term9 Months
DueJan 30, 2022

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateNov 22, 2021
Property Address42 3RD ST, CRAMERTON, NC 28032-1506
Document Number0052881114
Book / Page5288 / 1114
Map ReferenceMB 8 PG 32
Instrument DateNov 17, 2021
Transaction TypeTransfer
Record UpdatedNov 10, 2022

Transaction

AmountAmount Recorded
Tax$628.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address216 WALNUT AVEB, 216, CHARLOTTE, NC 28208

Transferred To (Grantee/Buyer)

NameVerified Name
Address14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,504.00 (-2.48%)$340,610 (-) Land $24,000 Building $316,610
2023$3,593.00$340,610 Land $24,000 Building $316,610
2021$18,000 Land $18,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2013–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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