Lake County property record for 4299 Caplock St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,566 sqft · built 2018 |
| Lot Size | 0.311 acres (13,548 sqft) |
| Owner | Individual Name on File |
| Last Sale | $534,200 (Sep 2018) |
| Tax Bill | $7,207 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-26-0100-000-00100 |
| Primary APN | 10-23-26-0100-000-00100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 4,566 sqft Living Area |
| Gross Area | 5,233 sqft |
| 1st Floor Area | 2,713 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 13,548 sqft (0.311 acres) |
| Garage Type | Attached |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 565 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3884761 |
|---|---|
| Street Address | 4299 CAPLOCK ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTERS RUN PHASE 1 PB 64 PG 93-95 LOT 1 ORB 5164 PG 2291 ORB 5406 PG 427 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Subdivision | HUNTERS RUN PHASE 1 |
| Legal Tract | A-I,S |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 31306 |
4299 Caplock St is owned and occupied by an individual who acquired it in January 2020.
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4299 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 14, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 5, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2018 · Amount on File |
| Deed Sale | Sep 5, 2018 · Amount on File |
| Deed Document Number | 2018104016 |
| Deed Book / Page | 5164 / 2291 |
| Last Transfer Date | Jan 6, 2020 |
| Transfer Doc | 0054060427 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4299 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055821981 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 5582/1981 |
| Instrument | 2020128332 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 14, 2020 |
| Property Address | 4299 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0054060427 |
| Book / Page | 5406 / 0427 |
| Map Reference | MB 64 PG 93 |
| Instrument Date | Jan 6, 2020 |
| Instrument | 2020005858 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4299 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0054060430 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 5406/0430 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 5, 2018 |
| Property Address | 4299 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0051642291 |
| Book / Page | 5164 / 2291 |
| Map Reference | MB 64 PG 93 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 2018104016 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,739.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376 |
| Name | Verified Name |
|---|---|
| Address | 4299 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 2018104017 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 2018104017 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $490,620 (+2.9%) | $710,286 (-) Land $120,000 Building $590,286 | |
| 2025 | $476,800 Land $120,000 Building $356,800 | $710,286 Land $120,000 Building $590,286 | |
| 2024 | $7,207.00 (+1.72%) | ||
| 2023 | $7,085.00 (+2.86%) Homeowner's exemption | $449,880 (+3%) | $678,009 (+29.07%) Land $120,000 Building $558,009 |
| 2022 | $6,888.00 Homeowner's exemption | $436,780 | $525,307 Land $64,500 Building $460,807 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4299 Caplock St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4299 Caplock St is moderate, ranking above 40% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures