Lake County property record for 4295 Caplock St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,579 sqft · built 2018 |
| Lot Size | 0.247 acres (10,768 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $472,500 (Dec 2018) |
| Deeds & Mortgages | Jul 2020 Line of Credit Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-26-0100-000-00200 |
| Primary APN | 10-23-26-0100-000-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 4,579 sqft Living Area |
| 1st Floor Area | 2,713 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,768 sqft (0.247 acres) |
| Garage Type | Finished |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Open Porch |
| Porch Area | 434 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3884762 |
|---|---|
| Street Address | 4295 CAPLOCK ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTER'S RUN PHASE 1 PB 64 PG 93-95 LOT 2 ORB 5215 PG 1320 |
| Legal Section | 10 |
| Legal Subdivision | HUNTER |
| Legal Phase | 1 |
| Legal Tract | 100 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 31306 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4295 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2020 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Dec 26, 2018 | Grant Deed, Subdivision Related Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2018 · Amount on Record |
| Deed Sale | Dec 26, 2018 · Amount on Record |
| Deed Document Number | 2018147873 |
| Deed Book / Page | 5215 / 1320 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4295 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0055141100 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4295 CAPLOCK ST CLERMONT FL 347115063, CLERMONT, FL 34711-5063 |
| Document Number | 0055141100 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 005514/001100 |
| Instrument | 82323 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 30, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 26, 2018 |
| Property Address | 4295 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0052151320 |
| Book / Page | 005215 / 001320 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 147873 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 8, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,307.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4295 CAPLOCK ST CLERMONT FL 347115063, CLERMONT, FL 34711-5063 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $525,570 (+5.99%) Land $120,000 Building $405,570 | $734,578 (+2.42%) Land $120,000 Building $614,578 | |
| 2023 | Homeowner's exemption Disabled Person's exemption | $495,890 | $717,226 Land $120,000 Building $597,226 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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