4283 Caplock St, Clermont, FL 34711 Property Records

Lake County property record for 4283 Caplock St, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,209 sqft · built 2017
Lot Size0.283 acres (12,351 sqft)
OwnerIndividual Name on Record
Last Sale$495,000 (Nov 2019)
Tax Bill$5,889 (2024)
Deeds & MortgagesNov 2019 Sale & Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-23-26-0100-000-00500

Property Details

APN / Parcel Number

Primary APN10-23-26-0100-000-00500
Alternative APN
  • 3884765

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,209 sqft Living Area
1st Floor Area2,713 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2024
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area12,351 sqft (0.283 acres)
Garage TypeFinished
Garage Area667 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area378 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3884765
Street Address4283 CAPLOCK ST
CityCLERMONT
StateFL
Zip34711-5063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUNTER'S RUN PHASE 1 PB 64 PG 93-95 LOT 5 ORB 5369 PG 1431
Legal Section10
Legal SubdivisionHUNTER
Legal Phase1
Legal Tract100
Legal Lot Number5
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1032
Census Tract31306

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4283 CAPLOCK ST, CLERMONT, FL 34711-5063
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2019Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST BANK
Jun 1, 2018Grant Deed, Subdivision Related Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2019 · Amount on Record
Deed SaleNov 5, 2019 · Amount on Record
Prior SaleJun 1, 2018 · Amount on Record
Deed Document Number2019125650
Deed Book / Page5369 / 1431
Record UpdatedJun 8, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 5, 2019
Property Address4283 CAPLOCK ST, CLERMONT, FL 34711-5063
Document Number0053691431
Book / Page5369 / 1431
Map ReferenceMB 64 PG 93-95
Instrument DateOct 31, 2019
Instrument2019125650
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyEQUITABLE TTL OF LAKE CNTY L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,465.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address313 ROCK HILL RD, 313, QUAKERTOWN, PA 18951-4920

Transferred To (Grantee/Buyer)

NameVerified Name
Address4283 CAPLOCK ST, CLERMONT, FL 34711-5063

Mortgage

Document Number0053691433
DateNov 5, 2019
Instrument5369/1433
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049

June 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionLAKE FL
Recording DateJun 1, 2018
Property Address4283 CAPLOCK ST, CLERMONT, FL 34711-5063
Document Number0051182312
Book / Page005118 / 002312
Instrument DateMay 30, 2018
Instrument64063
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 25, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,279.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4283 CAPLOCK ST CLERMONT FL 347115063, CLERMONT, FL 34711-5063

Mortgage

Document Number51182314
DateJun 1, 2018
Book Page005118/002314
Instrument64064
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$397,300 (+5.98%) Land $120,000 Building $277,300$689,885 (+2.42%) Land $120,000 Building $569,885
2024$5,889.00 (+1.8%)
2023$5,785.00 (+2.94%) Homeowner's exemption$374,870 (+3%)$673,614 (+28%) Land $120,000 Building $553,614
2022$5,620.00 Homeowner's exemption$363,960$526,279 Land $64,500 Building $461,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims4 (1995–2017)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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