1. Home
  2. Florida
  3. Lake County
  4. Clermont
  5. Caplock St

4287 Caplock St, Clermont, FL 34711 Property Records

Lake County property record for 4287 Caplock St, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,312 sqft · built 2012
Lot Size0.247 acres (10,779 sqft)
OwnerIndividual Name on Record
Last Sale$669,000 (Apr 2024)
Deeds & MortgagesApr 2024 Sale & Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-23-26-0100-000-00400

Property Details

APN / Parcel Number

Primary APN10-23-26-0100-000-00400
Alternative APN
  • 3884764

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,312 sqft Living Area
1st Floor Area3,312 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2024
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area10,779 sqft (0.247 acres)
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area182 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3884764
Street Address4287 CAPLOCK ST
CityCLERMONT
StateFL
Zip34711-5063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUNTER'S RUN PHASE 1 PB 64 PG 93-95 LOT 4 ORB 6316 PG 2469
Legal Section10
Legal SubdivisionHUNTER
Legal Phase1
Legal Tract100
Legal Lot Number4
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1032
Census Tract31306

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4287 CAPLOCK ST, CLERMONT, FL 34711-5063
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2024Warranty Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP
Oct 31, 2019Deed of Trust, Mortgage · VA Mortgage
PENNYMAC
Sep 13, 2018Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2024 · Amount on Record
Deed SaleApr 16, 2024 · Amount on Record
Prior SaleSep 13, 2018 · Amount on Record
Deed Document Number2024043854
Deed Book / Page6316 / 2469
Record UpdatedJun 8, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateApr 16, 2024
Property Address4287 CAPLOCK ST, CLERMONT, FL 34711-5063
Document Number0063162469
Book / Page6316 / 2469
Map ReferenceMB 64 PG 93
Instrument DateApr 11, 2024
Instrument2024043854
Transaction TypeTransfer
Record UpdatedMay 6, 2024
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,683.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4287 CAPLOCK ST, CLERMONT, FL 34711-5063

Transferred To (Grantee/Buyer)

NameVerified Name
Address4287 CAPLOCK ST, CLERMONT, FL 34711-5063

Mortgage

Document Number0063162471
DateApr 16, 2024
Instrument6316/2471
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address4287 CAPLOCK ST, CLERMONT, FL 34711-5063
Document Number0053702295
Instrument DateOct 31, 2019
Transaction TypeMortgage
Record UpdatedNov 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4287 CAPLOCK ST CLERMONT FL 347115063, CLERMONT, FL 34711-5063

Mortgage

Document Number0053702295
DateNov 7, 2019
Book Page005370/002295
Instrument126626
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 6, 2049

September 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateSep 13, 2018
Property Address4287 CAPLOCK ST, CLERMONT, FL 34711-5063
Document Number0051691804
Book / Page5169 / 1804
Map ReferenceMB 64 PG 93
Instrument DateAug 31, 2018
Instrument2018108088
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 28, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,686.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE # AVE220, 444, WINTER PARK, FL 32789-4224

Transferred To (Grantee/Buyer)

NameVerified Name
Address4287 CAPLOCK ST, CLERMONT, FL 34711-5063
InvestorPossibly a Property Investor

Mortgage

Document Number2018108089
DateSep 13, 2018
Instrument2018108089
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$545,512 (+57.39%) Land $120,000 Building $425,512$545,512 (+2.67%) Land $120,000 Building $425,512
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$346,600$531,321 Land $120,000 Building $411,321

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims4 (1995–2017)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Caplock St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures