4298 Smith Rd, Lambertville, MI 48144 Property Records

Monroe County property record for 4298 Smith Rd, Lambertville, MI 48144

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$136,500 (Sep 2019)
Tax Bill	$1,251 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-031-054-00`

Property Details

APN / Parcel Number

Primary APN	`02-031-054-00`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4298 SMITH RD
City	LAMBERTVILLE
State	MI
Zip	48144-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 31 T8S R7E 0.50 ACRE COM @ SW COR OF SD SEC TH S 88D 54M E 81.50 FT TH N 0D 16M W 267.33 FT TH N 88D 54M W 81.50 FT TH S
Legal Range	07E
Legal Township	08S
Legal Section	31
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3011
Census Tract	833300

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4298 SMITH RD, LAMBERTVILLE, MI 48144-9436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage MONROE BANK & TRUST
Sep 26, 2019	Warranty Deed, Transfer · FHA Mortgage MID AMERICAN MORTGAGE INC
Aug 30, 2017	Warranty Deed, Transfer EXECUTIVE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Prior Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	201916486
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4298 SMITH RD, LAMBERTVILLE, MI 48144-9436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024857
Date	Dec 13, 2017
Instrument	2017R24857

Lender

Name	MONROE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 26, 2019
Property Address	4298 SMITH RD, LAMBERTVILLE, MI 48144-9436
Document Number	2019R16486
Instrument Date	Aug 21, 2019
Instrument	2019R16486
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6530 SECOR RD STE 6, 6530, LAMBERTVILLE, MI 48144-9456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7445 SUMMERFIELD RD, LAMBERTVILLE, MI 48144-9601

Mortgage

Document Number	0000016487
Date	Sep 26, 2019
Instrument	2019R16487

Lender

Name	MID AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 30, 2017
Property Address	4298 SMITH RD, LAMBERTVILLE, MI 48144-9436
Document Number	0000017729
Instrument Date	Aug 25, 2017
Instrument	17729
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Tax	$731.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6530 SECOR RD LAMBERTVILLE MI 481449456, LAMBERTVILLE, MI 48144-9456

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Whiteford Township
Unified School District	Whiteford Agricultural School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,000 (+61.76%) Land $77,000	$154,000 (+61.76%) Land $154,000
2025	$1,251.00 (+5.75%) Homeowner's exemption
2023	$1,183.00 Homeowner's exemption	$47,600	$95,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD MEADOWS private · serves 156 people · EPA ID MI0006435
Water Source	Groundwater
Last State Inspection	Jun 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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