4270 Smith Rd, Lambertville, MI 48144 Property Records

Monroe County property record for 4270 Smith Rd, Lambertville, MI 48144

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,750 (Oct 2019)
Tax Bill	$3,463 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-031-066-00`

Property Details

APN / Parcel Number

Primary APN	`02-031-066-00`

Exterior

Lot Area	43,560 sqft (1 acres)
Lot Depth	267 ft Depth

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4270 SMITH RD
City	LAMBERTVILLE
State	MI
Zip	48144-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 31 T8S R7E 1 ACRE COM 539 FT S 88D 54M E FR SW COR OF SD SEC TH S 88D 54M E 163 FT TH N 0D 16M W 267.33 FT TH N 88D 54M W
Legal Range	07E
Legal Township	08S
Legal Section	31
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3012
Census Tract	833300

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4270 SMITH RD, LAMBERTVILLE, MI 48144-9436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 29, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Oct 5, 2016 · Amount on Record
Deed Document Number	201918646
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4270 SMITH RD, LAMBERTVILLE, MI 48144-9436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MINNESOTA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4270 SMITH RD, LAMBERTVILLE, MI 48144-9436

Mortgage

Document Number	0000027136
Date	Dec 15, 2020
Instrument	2020R27136

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 29, 2019
Property Address	4270 SMITH RD, LAMBERTVILLE, MI 48144-9436
Document Number	2019R18646
Instrument Date	Oct 24, 2019
Instrument	2019R18646
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,986.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 RIDGEDALE LN, LAMBERTVILLE, MI 48144-9516

Mortgage

Document Number	0000018647
Date	Oct 29, 2019
Instrument	2019R18647

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,900 (+34.11%) Land $167,900	$335,800 (+34.11%) Land $335,800
2025	$3,463.00 (+5.42%) Homeowner's exemption
2023	$3,285.00 Homeowner's exemption	$125,200	$250,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Rd

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