4278 Smith Rd, Lambertville, MI 48144 Property Records

Monroe County property record for 4278 Smith Rd, Lambertville, MI 48144

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,624 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-031-065-00`

Property Details

APN / Parcel Number

Primary APN	`02-031-065-00`

Exterior

Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4278 SMITH RD
City	LAMBERTVILLE
State	MI
Zip	48144-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 31 T8S R7E 1 ACRE COM 376 FT S 88D 54M E FR SW COR OF SD SEC TH S 88D 54M E 163 FT TH N 0D 16M W 267.33 FT TH N 88D 54M W
Legal Range	07E
Legal Township	08S
Legal Section	31
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3012
Census Tract	833300

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4278 SMITH RD, LAMBERTVILLE, MI 48144-9436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION COMMUNITY CREDIT UNION
Jun 3, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Aug 26, 2026
Property Address	4278 SMITH RD, LAMBERTVILLE, MI 48144-9436
Document Number	0000014949
Instrument Date	Aug 18, 2026
Instrument	202614949
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4278 SMITH RD, LAMBERTVILLE, MI 48144-9436

Mortgage

Document Number	0000014949,
Date	Aug 26, 2026
Instrument	202614949

Lender

Name	CREDIT UNION COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2056

Interest

Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4278 SMITH RD, LAMBERTVILLE, MI 48144-9436
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4278 SMITH RD, LAMBERTVILLE, MI 48144-9436

Mortgage

Document Number	0000011792
Date	Jun 3, 2022
Instrument	2022R11792

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Apr 28, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,800 (+79.86%) Land $101,800	$203,600 (+79.86%) Land $203,600
2025	$1,624.00 (+12.23%) Homeowner's exemption
2023	$1,447.00 Homeowner's exemption	$56,600	$113,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Rd

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