4281 Smith Rd, Lambertville, MI 48144 Property Records

Monroe County property record for 4281 Smith Rd, Lambertville, MI 48144

Property Summary

Property Type	Single Family Home
Lot Size	2.59 acres (113,125 sqft)
Owner	2 Company Names on Record
Last Sale	$480,000 (Aug 2021)
Tax Bill	$817 (2025)
Deeds & Mortgages	Jun 2026 Sale Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-106-093-02`

Property Details

APN / Parcel Number

Primary APN	`02-106-093-02`

Exterior

Lot Area	113,125 sqft (2.59 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4281 SMITH RD
City	LAMBERTVILLE
State	MI
Zip	48144-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PER SURVEY FRL SEC 6 T9S R7E 2.5968 AC COM AT NW COR OF FRL SEC 6 TH S 88 DEG 48'48"E ON CL OF ROW OF SMITH RD A DIST OF 197
Legal Range	07E
Legal Township	09S
Legal Section	88
Legal Tract	A
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3022
Census Tract	833300

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4281 SMITH RD, LAMBERTVILLE, MI 48144-9436
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage SUN FCU
Dec 20, 2019	Deed of Trust, Mortgage ANGEL OAK MTG SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Deed Document Number	202122363
Prior Transfer Date	Sep 28, 2016
Prior Transfer Doc	2016R21466
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 10, 2026
Property Address	4281 SMITH RD, LAMBERTVILLE, MI 48144-9436
Document Number	0000010311
Instrument Date	Jun 2, 2026
Instrument	202610311
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4281 SMITH RD, LAMBERTVILLE, MI 48144-9436

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 26, 2021
Property Address	4281 SMITH RD, LAMBERTVILLE, MI 48144-9436
Document Number	2021R22363
Instrument Date	Aug 18, 2021
Instrument	2021R22363
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4281 SMITH RD, 4281, LAMBERTVILLE, MI 48144-9436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4281 SMITH RD, LAMBERTVILLE, MI 48144-9436

Mortgage

Document Number	2021R22364
Date	Aug 26, 2021
Instrument	2021R22364

Lender

Name	SUN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4281 SMITH RD, LAMBERTVILLE, MI 48144-9436
Document Number	0000000408
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4281 SMITH RD LAMBERTVILLE MI 481449436, LAMBERTVILLE, MI 48144-9436

Mortgage

Document Number	0000000408
Date	Jan 6, 2020
Instrument	408

Lender

Name	ANGEL OAK MTG SOLUTIONS
Address	ATLANTA, GA 30328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,400 (+6.15%) Land $41,400	$82,800 (+6.15%) Land $82,800
2025	$817.00 (+12.23%) Homeowner's exemption	$39,000 (+10.17%) Land $39,000	$78,000 (+10.17%) Land $78,000
2023	$728.00 Homeowner's exemption	$35,400	$70,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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