Polk County property record for 421 St Georges Cir, Eagle Lake, FL 33839 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,768 sqft · built 2018 |
| Lot Size | 0.132 acres (5,763 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,600 (Jan 2019) |
| Tax Bill | $2,888 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-06-675202-000280 |
| Primary APN | 26-29-06-675202-000280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 2,148 sqft |
| 1st Floor Area | 1,768 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,763 sqft (0.132 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 246 sqft |
| Street Address | 421 ST GEORGES CIR |
|---|---|
| City | EAGLE LAKE |
| State | FL |
| Zip | 33839-5204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORMANDY HEIGHTS II A PB 165 PG 31-32 LOT 28 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | NORMANDY HEIGHTS II A |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 14701 |
Source: Polk County records · APN 26-29-06-675202-000280
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SERVICES, MORTGAGE SERVICING |
| Jul 29, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTEREST MORTGAGE LLC |
| Sep 04, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Dec 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG |
| Jan 04, 2019 | Grant Deed, Subdivision Related Transfer · FHA Mortgage HOME SOLUTION LENDERS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2019 · Amount on Record |
| Deed Sale | Jan 04, 2019 · Amount on Record |
| Deed Document Number | 20192693 |
| Deed Book / Page | 10715 / 2139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 28, 2026 |
| Property Address | 421 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204 |
| Document Number | 0000126107 |
| Book / Page | 14013 / 2176 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026126107 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE SERVICES, MORTGAGE SERVICING |
| Name | Verified Name |
|---|---|
| Address | 421 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204 |
| Document Number | 0000126107, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 14013/2176 |
| Instrument | 2026126107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 15, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 421 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 421 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204 |
| Document Number | 0000207322 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 12359/1640 |
| Instrument | 2022207322 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 421 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 421 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204 |
| Document Number | 0000211350 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 11846/1949 |
| Instrument | 2021211350 |
| Name | INTEREST MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 421 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204 |
| Document Number | 0113762240 |
| Instrument Date | Sep 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 421 ST GEORGES CIR EAGLE LAKE FL 338395204, EAGLE LAKE, FL 33839-5204 |
| Document Number | 0113762240 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 011376/002240 |
| Instrument | 192769 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 421 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204 |
| Document Number | 0110991483 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 421 ST GEORGES CIR EAGLE LAKE FL 338395204, EAGLE LAKE, FL 33839-5204 |
| Document Number | 0110991483 |
|---|---|
| Date | Jan 07, 2020 |
| Book Page | 011099/001483 |
| Instrument | 4131 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 06, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 04, 2019 |
| Property Address | 421 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204 |
| Document Number | 0107152139 |
| Book / Page | 010715 / 002139 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 2693 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 18, 2019 |
| Title Company | INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,376.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 421 ST GEORGES CIR EAGLE LAKE FL 338395204, EAGLE LAKE, FL 33839-5204 |
| Document Number | 107152140 |
|---|---|
| Date | Jan 04, 2019 |
| Book Page | 010715/002140 |
| Instrument | 2694 |
| Name | HOME SOLUTION LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | BARTOW, FL 33830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 03, 2049 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,888.00 (+6.06%) Homeowner's exemption | $195,434 (+5.99%) | $235,246 (-7.26%) Land $44,000 Building $191,246 |
| 2023 | $2,723.00 (+3.3%) Homeowner's exemption | $184,394 (+3.28%) | $253,655 (+3.72%) Land $42,000 Building $211,655 |
| 2022 | $2,636.00 Homeowner's exemption | $178,538 | $244,549 Land $35,000 Building $209,549 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 13 (1994–2022) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Oct 2022, rainfall accumulation, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 363 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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