St. Johns County property record for 429 Montego Bay Ct, Saint Augustine, FL 32080
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 2,228 sqft · built 2000 |
| Owner | Company Name on Record |
| Last Sale | $446,406 (Jan 2018) |
| Tax Bill | $6,445 (2025) |
| Deeds & Mortgages | Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 175880-0429 |
| Primary APN | 175880-0429 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,228 sqft Living Area |
| 1st Floor Area | 2,228 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Street Address | 429 MONTEGO BAY CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-8055 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VILLAS OF OCEAN GATE CONDO (OR1419/749) & AMENDMENTS (OR1515/1797 1574/349 & OR1701/1509) UNIT 429 (L) FKA OCEAN GATE CONDO PH 2 OR4492/1664 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 15 |
| Legal Subdivision | VILLAS OF OCEAN GATE |
| Legal Phase | 2 |
| Legal Lot Number | 429 |
| Legal Unit | 429 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21403 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 75 OAK HILL RD, HOOKSETT, NH 03106-2209 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2018 · Amount on Record |
| Deed Sale | Jan 19, 2018 · Amount on Record |
| Prior Sale | Oct 23, 2002 · Amount on Record |
| Deed Document Number | 20184435 |
| Deed Book / Page | 4492 / 1664 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 19, 2018 |
| Property Address | 429 MONTEGO BAY CT, SAINT AUGUSTINE, FL 32080-8055 |
| Document Number | 0044921664 |
| Book / Page | 4492 / 1664 |
| Map Reference | MB1419 PG843 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 2018004435 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | PARADISE TITLE OF ST AUGUSTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 75 OAK HILL RD, HOOKSETT, NH 03106-2209 |
| Document Number | 0044921667 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 4492/1667 |
| Instrument | 2018004437 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.95% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,532 (-) Building $476,532 | $476,532 (-) Building $476,532 | |
| 2025 | $6,445.00 (+10.57%) | $476,532 (-) | $476,532 (-) |
| 2024 | $5,829.00 (+4.11%) | $476,532 (-) | $476,532 (-) |
| 2023 | $5,599.00 (+16.45%) | $476,532 (+27.41%) | $476,532 (+27.41%) |
| 2022 | $4,808.00 | $374,000 | $374,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 172 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 773 units insured incl. 601 condo units |
| Nearby Flood Claims | 9 (2001–2025) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Oct 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, IQ Fiber, T-Mobile, Verizon.
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