St. Johns County property record for 409 Montego Bay Ct, Saint Augustine, FL 32080
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,569 sqft · built 2000 |
| Owner | Company Name on Record |
| Last Sale | $232,500 (Nov 2012) |
| Tax Bill | $4,310 (2025) |
| Deeds & Mortgages | Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 175880-0409 |
| Primary APN | 175880-0409 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,569 sqft Living Area |
| 1st Floor Area | 1,569 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Street Address | 409 MONTEGO BAY CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-8055 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VILLAS OF OCEAN GATE CONDO (OR1419/749 & AMENDMENTS (OR1515/1797 1574/349 & OR1701/1509) UNIT 409 (Q) FKA OCEAN GATE CONDO PH 2 OR5054/1458(Q/C) |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 15 |
| Legal Subdivision | VILLAS OF OCEAN GATE |
| Legal Phase | 2 |
| Legal Lot Number | 409 |
| Legal Unit | 409 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21403 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3622 SHAMANS WALK, MARIETTA, GA 30062-1062 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2012 · Amount on Record |
| Deed Sale | Nov 14, 2012 · Amount on Record |
| Deed Document Number | 201267344 |
| Deed Book / Page | 3642 / 1625 |
| Last Transfer Date | Sep 11, 2020 |
| Transfer Doc | 0050541458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 29, 2020 |
| Property Address | 409 MONTEGO BAY CT, SAINT AUGUSTINE, FL 32080-8055 |
| Document Number | 0050541458 |
| Book / Page | 005054 / 001458 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 83949 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3622 SHAMANS WALK MARIETTA GA 300621062, MARIETTA, GA 30062-1062 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,154 (-2.95%) Building $330,154 | $340,194 (-) Building $340,194 | |
| 2025 | $4,310.00 (+13.63%) | $340,194 (-) | $340,194 (-) |
| 2024 | $3,793.00 (+3.61%) | $340,194 (-) | $340,194 (-) |
| 2023 | $3,661.00 (+17.11%) | $340,194 (+27.41%) | $340,194 (+27.41%) |
| 2022 | $3,126.00 | $267,000 | $267,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 172 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 773 units insured incl. 601 condo units |
| Nearby Flood Claims | 9 (2001–2025) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Oct 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, IQ Fiber, T-Mobile, Verizon.
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