413 Montego Bay Ct, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 413 Montego Bay Ct, Saint Augustine, FL 32080

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,628 sqft · built 2000
OwnerCompany Name on Record
Last Sale$535,000 (Jul 2005)
Tax Bill$4,739 (2025)
Deeds & MortgagesJan 2023 Sale
Flood ZoneZone X (minimal risk)
APN175880-0413

Property Details

APN / Parcel Number

Primary APN175880-0413

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,628 sqft Living Area
1st Floor Area1,628 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000

Location & Zoning

Street Address413 MONTEGO BAY CT
CitySAINT AUGUSTINE
StateFL
Zip32080-8055
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionVILLAS OF OCEAN GATE CONDO (OR1419/749) & AMENDMENTS (OR1515/1797 1574/349 & OR1701/1509) UNIT 413 (P) FKA OCEAN GATE CONDO PH 2 OR5690/1800(T/R)
Legal Range30E
Legal Township08S
Legal Section15
Legal SubdivisionVILLAS OF OCEAN GATE
Legal Phase2
Legal Lot Number413
Legal Unit413
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3001
Census Tract21403

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address333 MARSH POINT CIR, SAINT AUGUSTINE, FL 32080-5864
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2005 · Amount on Record
Deed SaleJul 15, 2005 · Amount on Record
Prior SaleNov 13, 2003 · Amount on Record
Deed Document Number200556488
Deed Book / Page2485 / 967
Record UpdatedOct 29, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionST JOHNS FL
Recording DateJan 6, 2023
Property Address413 MONTEGO BAY CT, SAINT AUGUSTINE, FL 32080-8055
Document Number0056901800
Book / Page5690 / 1800
Map ReferenceMB 1752 PG 569
Instrument DateJan 5, 2023
Instrument2023001324
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address333 MARSH POINT CIR, ST AUGUSTINE, FL 32080-5864

Transferred To (Grantee/Buyer)

NameVerified Name
Address333 MARSH POINT CIR, ST AUGUSTINE, FL 32080-5864

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$350,405 (-) Building $350,405$350,405 (-) Building $350,405
2025$4,739.00 (+7.34%)$350,405 (-)$350,405 (-)
2024$4,415.00 (+12.08%)$350,405 (-)$350,405 (-)
2023$3,939.00 (+16.78%)$350,405 (+27.42%)$350,405 (+27.42%)
2022$3,373.00$275,000$275,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 172 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies773 units insured
incl. 601 condo units
Nearby Flood Claims9 (2001–2025)
Claims Outside the SFHA9 of 9
Most Recent ClaimOct 2025 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, IQ Fiber, T-Mobile, Verizon.

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